Senior Specialist, AML Compliance

Western Union; Singapore; Hybrid; SGD 90,000 - 120,000; Full time

Benefits offered by this job

Short-term incentives

Health insurance options

Accident and life insurance

Development platforms access

Job summary

Western Union is seeking a Senior Specialist, Anti-Money Laundering (AML) Compliance in Singapore. The role involves preparing STR documentation for the STRO, regulatory reporting, and supporting audits with rigorous compliance records.

The candidate should hold a Bachelor's degree, understand AML/CFT concepts and MAS regulations, and have 2–3 years of AML experience or certifications (ACAMS/ICA). Hybrid work model with office presence required.

Qualifications

• Bachelor's degree with strong written and verbal communication skills.
• Good understanding of basic AML/CFT concepts and MAS regulations.
• At least 2–3 years’ experience with AML certifications (ACAMS, ICA) or willingness to pursue them.
• Proficiency in MS Office (Word, Excel, PowerPoint).
• Familiarity with data analytic tools is a plus.

Responsibilities

• Prepare and maintain documentation for STRs to be filed with the STRO.
• Prepare and maintain regulatory reports and responses to regulators, law enforcement, and partners.
• Support audits by maintaining accurate compliance records and evidence.
• Update local policies and procedures to reflect regulatory changes.
• Support on-site visits and provide compliance training to Front Line Agents.
• Prepare regulatory and internal analytical reports and summaries.
• Conduct periodic on-site reviews and training to ensure compliance requirements are met.

Skills

AML/CFT concepts

Regulatory compliance

MS Office

Communication skills

Education

Bachelor's degree

Tools

MS Office

Data analytics tools

Job description

JR0131911

Senior Specialist, Anti- Money Laundering (AML) Compliance - Singapore

Role Responsibilities

• Prepare and maintain documentation for suspicious transaction reports (STRs) to be filed timely with the Suspicious Transaction Reporting Officer (STRO.)
• Prepare and maintain other forms of regulatory reporting and other responses to requests from the Regulator, Law Enforcement Agencies, Agents/Partners.
• Support internal/external audits and regulatory exams by maintaining accurate compliance records and evidence.
• Assist in notifying the relevant cross functions teams on updates and regulatory changes, as well as maintaining and updating local policies and procedures, desk references, and manuals to reflect those changes.
• Support Western Union owned locations by performing periodic on-site visits, compliance training/coaching to Front Line Agents, providing support for compliance-related queries from the local teams.
• Prepare other regulatory reports and other internal analytical reports/summaries.
• Perform on-site visits to Western Union owned locations to conduct periodic reviews and training/coaching to Front Line Agents to ensure Compliance requirements are being met.

Role Requirements

• Bachelor's degree with strong written and verbal communication skills, knowledge in other languages is a plus.
• Good understanding of basic AML/CFT concepts and MAS regulations.
• At least 2-3 years’ experience with relevant AML certifications (ACAMS, ICA, etc.), or willingness to pursue them will be an advantage
• Proficiency in MS Office (Word, Excel, PowerPoint)
• Familiarity with data analytic tools is a plus.

Workplace Option

HYBRID - Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your Singapore Specific Benefits Include

• Personal Time Offs
• Employee Assistance Programs
• Global Recognition and Rewards Programs
• Employee Wellness

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date

10-13-2026

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.