Senior Mortgage Credit Approver — Drive Responsible Growth

OCBC; Singapore; On-site; SGD 90,000 - 130,000; Full time

Benefits offered by this job

Competitive salary

Comprehensive benefits

Community initiatives

Learning & development

Wellbeing & growth

Job summary

OCBC Bank in Singapore invites you to join its Credit Risk Team. This role focuses on applying sound credit judgement to consumer lending, mortgages and auto loans, while safeguarding portfolio quality.

You will analyse customer data, engage stakeholders and drive policy and process improvements to balance risk with growth, supporting sustainable business performance and customer outcomes. We value curiosity, disciplined thinking and strong communication as you navigate regulatory standards and

Qualifications

• Degree in a related field with 5+ years in consumer credit risk.
• Experience in portfolio management and data analytics is advantageous.
• Solid knowledge of consumer lending and credit documentation.
• Strong written and spoken communication skills.
• Proficient in Excel, Access and PowerPoint.

Responsibilities

• Drive digital transformation and process improvements using ADD.
• Review and approve consumer credit loan products, focusing on mortgages and auto loans.
• Ensure loans are approved with independent due diligence and regulatory adherence.
• Collaborate with stakeholders to streamline end-to-end processes and speed turnaround.
• Advise on credit policy changes to manage risks and support growth.

Skills

Credit risk assessment

Portfolio management

Data analytics

Stakeholder communication

Written communication

Education

Bachelor's degree

Tools

Microsoft Excel

Microsoft Access

Microsoft PowerPoint

Job description

OCBC Bank in Singapore invites you to join its Credit Risk Team. This role focuses on applying sound credit judgement to consumer lending, mortgages and auto loans, while safeguarding portfolio quality.

You will analyse customer data, engage stakeholders and drive policy and process improvements to balance risk with growth, supporting sustainable business performance and customer outcomes. We value curiosity, disciplined thinking and strong communication as you navigate regulatory standards and