Lead Analyst, Credit Risk Modelling & Analytics

OCBC Group; Singapore; On-site; SGD 150,000 - 230,000; Full time

Job summary

OCBC Group in Singapore seeks an experienced credit risk modeller within the CRM RPM team. You will develop and implement credit risk models for Wholesale portfolios, monitor performance, and collaborate with validators, auditors and senior management.

The role requires strong quantitative skills (SAS/SQL/Python), excellent communication, and a deep understanding of Basel III and IFRS credit provisions. A strategic partner to drive risk-informed business decisions within OCBC.

Qualifications

• Degree in Quantitative/Financial discipline, such as Accounting, Finance, Economics, Mathematics, or equivalent professional certifications.
• 7–10 years (Senior Lead Analyst) or 5–7 years (Lead Analyst) of relevant experience in credit risk.
• Experience in credit analysis / credit risk management for Wholesale portfolios a plus.
• Strong written and verbal communication skills with senior management exposure.
• Solid computational skills; SAS, SQL, Python preferred.
• Good understanding of Basel III, IFRS regulations and credit products.
• Experience in credit risk analytics or wholesale/consumer portfolios is advantageous.

Responsibilities

• Develop, implement and maintain credit risk models for Wholesale segments (Corporate, Bank, Sovereign, etc.).
• Monitor, back-test and report model performance to ensure adherence to standards.
• Configure systems housing the models and respond to validation findings.
• Engage with model validators, auditors and regulators for compliance.
• Translate model outputs into actionable credit decisioning, strategy, allowance and capital assessment.

Skills

SAS

SQL

Python

Analytical

Communication

Education

Quantitative/Financial degree

Job description

OCBC Group in Singapore seeks an experienced credit risk modeller within the CRM RPM team. You will develop and implement credit risk models for Wholesale portfolios, monitor performance, and collaborate with validators, auditors and senior management.

The role requires strong quantitative skills (SAS/SQL/Python), excellent communication, and a deep understanding of Basel III and IFRS credit provisions. A strategic partner to drive risk-informed business decisions within OCBC.