Risk Specialist, Credit Documentation (Assistant Manager/Manager)

Bank of Singapore, Asia’s Global Private Bank; Singapore; On-site; SGD 60,000 - 95,000; Full time

Job summary

Bank of Singapore is looking for a skilled professional to handle credit documentation and related workflow. You will prepare facility, security and ancillary documents in line with approvals, liaise with lawyers, product teams and external solicitors to ensure timely completion, and maintain precise records.

The role emphasizes meticulous documentation, strong communication, and the ability to manage multiple tasks independently within OCBC Group's network.

Qualifications

• Preferably a degree in banking/finance.
• At least 3 years of credit documentation experience.
• Experience with property or life insurance financing is a plus.
• Private banking documentation experience is advantageous.
• Meticulous with strong eye for detail and accuracy.
• Ability to prioritise, organise and work independently.
• Good written and verbal communication skills.

Responsibilities

• Prepare standard and bespoke facility, security and related docs per approvals and policies.
• Include all conditions and clauses in drafted documentation.
• Maintain status overview and track return of documents.
• Liaise with internal/external stakeholders to ensure timely completion.
• Check returned docs for completeness and accuracy; validate conditions.
• Review legal opinions for compliance with laws and regulations.
• Track and escalate any document deficiencies per policy.
• Lodge completed docs for safekeeping and maintain credit files.
• Issue ad-hoc documents as agreed with Legal.
• Review and update procedures and guides as needed.
• Perform quarterly checks on security documents.
• Support Front Office queries effectively.
• Assist with projects, UAT and system/process enhancements.

Skills

Credit documentation

Attention to detail

Communication skills

Independence

Education

Bachelor's degree in banking/finance

Minimum 3 years of experience in credit documentation

Experience in property or life insurance financing

Experience in private banking documentation

Tools

Microsoft Office

Document management systems

Job description

Bank of Singapore opens doors to new opportunities.

At Bank of Singapore, we are constantly on the lookout for exceptional individuals to join our team. We promote a culture of openness, teamwork and fairness. Most importantly, we invest in our people through our programmes that develop them on both professional and personal levels. Besides attractive remuneration packages, we offer non-financial benefits and opportunities to develop your potential within OCBC Group’s global network of subsidiaries and offices. If you have passion, drive and the will to succeed, rise to the challenge today!

Responsibilities

• Prepare standard and bespoke facility, security and auxiliary documentation in accordance with credit approvals and internal policies including due diligence checks
• Ensure all relevant conditions and/or covenants and jurisdictional specific clauses are included in drafted documentation
• Manage status overview for issued documentation and track their return
• Independently liaise and follow up with internal and external stakeholders (e.g. engage internal legal and product on insurance matters or external solicitors and valuers to facilitate completion of mortgage documentation and working with legal and custodian teams to ensure the perfection of share-related documentation) to ensure timely completion of documentation
• Perform documentation and other required checks for returned documentation to ensure completeness and accuracy, validate fulfillment of conditions precedent, perfection of collaterals and compliance with internal policies and procedures
• Review legal opinions to ensure compliance with applicable laws and regulations for documentation requirements
• Ensure any document deficiencies are accurately tracked and escalated as per internal requirements
• Manage lodgment of completed documentation for timely safekeeping, track for documentation perfection and maintain credit files
• Issue ad-hoc documentation (wordings agreed with Legal) and other miscellaneous documentation tasks where required
• Assist with the review of and update of procedures and guides
• Conduct quarterly checks on security documents based on required scope
• Provide effective support for queries from Front Office
• Assist with projects, UAT and contribute to the successful delivery and enhancements of systems and processes

Requirements

• Preferably graduate degree in banking/finance but not absolutely necessary provided candidate has the relevant experience
• Candidate should have minimum 3 years of experience in credit documentation
• Experience in documentation of property and/or life insurance financing will be an advantage
• Experience in private banking documentation is an advantage
• Documentation is an acquired skill. Candidate must be meticulous and has an eye for details
• Able to prioritise, organise and work independently
• Good written and communication skills
• Demonstrate flexibility and willingness to accept new assignment and challenges in a rapidly changing environment
• Sound knowledge of Microsoft applications is a pre-requisite