Relationship Manager (SME Loans)

RECRUIT EXPERT PTE. LTD.; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

RECRUIT EXPERT PTE. LTD. seeks a skilled SME financing professional to acquire SME clients needing short-term working capital. Build your own pipeline, engage business owners to assess needs, and structure loan solutions based on cash flow and repayment ability.

You will conduct initial financial reviews, manage the full deal cycle from prospecting to closing and post-disbursement follow-up, and nurture long-term relationships to drive portfolio growth.

Qualifications

• 3+ years of experience in SME financing, business lending, or unsecured loan sales.
• Ability to originate and close deals independently in a target-driven environment.
• Strong understanding of SME financials, cash flow assessment, and credit evaluation.

Responsibilities

• Source and build your own pipeline of SME clients needing short-term working capital.
• Engage business owners to understand financing needs and structure loan solutions.
• Conduct initial financial reviews using company financials, bank records, and ACRA data.
• Manage the full deal cycle from prospecting and pitching to approval, closing and post-disbursement follow-up.
• Maintain long-term relationships to encourage repeat financing and portfolio growth.

Skills

SME financing

Business lending

Unsecured loan sales

Deal origination

Client acquisition

Sales mindset

Job description

Drive acquisition of SME clients requiring short-term working capital by actively sourcing and building your own pipeline. Engage business owners to understand their financing needs and structure suitable loan solutions based on cash flow and repayment ability. Conduct initial financial reviews using company financials, bank records, and ACRA data before submission. Manage the full deal cycle from prospecting and pitching to approval, closing, and post-disbursement follow-up. Maintain long-term relationships with clients to encourage repeat financing, referrals, and portfolio growth while monitoring repayment performance.

Requirements:

• At least 3 years of relevant experience in SME financing, business lending, or unsecured loan sales .
• Proven ability to originate and close deals independently in a target-driven environment.
• Good understanding of SME financials, cash flow assessment, and basic credit evaluation.
• Strong sales mindset with resilience and confidence in client acquisition.

EA Licence: 19C9701

Registration: R1326740