Private Banking Credit Analyst (1-Year Contract)

PERSOL; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

PERSOL Singapore Pte Ltd seeks a motivated Credit Analyst to support the Private Banking Division, Wealth Credit on a 1-year contract. You will gain exposure to credit risk management, securities financing, and private banking operations.

Responsibilities include monitoring collateral shortfalls, reviewing margin eligibility, and assisting with regulatory reporting. Requires 1–2 years banking experience and strong Excel skills.

Qualifications

• Diploma or degree in Banking, Finance, Business, or related discipline.
• 1–2 years of relevant banking/finance experience.
• Strong analytical and numerical skills with attention to detail.
• Basic understanding of credit risk, securities, or financial markets is advantageous.
• Good communication and stakeholder management skills.
• Proficient in Microsoft Excel; advanced functions (Pivot Table, VLOOKUP) are a plus.

Responsibilities

• Monitor accounts with collateral shortfalls and credit limit excesses, ensuring timely follow-up and resolution.
• Support the maintenance and monitoring of exception handling for Private Banking clients.
• Analyze marketable securities and assign Advance Margins (AM) in line with internal financing frameworks.
• Perform regular reviews of securities eligibility and margin ability.
• Assist with regulatory reporting and internal risk reporting requirements.
• Identify opportunities to improve processes and enhance risk controls and operational efficiency.
• Collaborate with stakeholders across business units to support product development and business initiatives.
• Participate in User Acceptance Testing (UAT) for systems enhancements and new projects.
• Maintain strong working relationships with internal stakeholders and team members.

Skills

Analytical

Numerical skills

Attention to detail

Stakeholder management

Communication

Team player

Education

Diploma/Degree in Banking, Finance, Business

Tools

Microsoft Excel

Pivot Tables

VLOOKUP

Job description

PERSOL Singapore Pte Ltd seeks a motivated Credit Analyst to support the Private Banking Division, Wealth Credit on a 1-year contract. You will gain exposure to credit risk management, securities financing, and private banking operations.

Responsibilities include monitoring collateral shortfalls, reviewing margin eligibility, and assisting with regulatory reporting. Requires 1–2 years banking experience and strong Excel skills.