Bank Analyst - (1-Year Contract), Private Banking, Credit Risk

PERSOL; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

PERSOL Singapore Pte Ltd seeks a motivated Credit Analyst to support the Private Banking Division, Wealth Credit on a 1-year contract. You will gain exposure to credit risk management, securities financing, and private banking operations.

Responsibilities include monitoring collateral shortfalls, reviewing margin eligibility, and assisting with regulatory reporting. Requires 1–2 years banking experience and strong Excel skills.

Qualifications

• Diploma or degree in Banking, Finance, Business, or related discipline.
• 1–2 years of relevant banking/finance experience.
• Strong analytical and numerical skills with attention to detail.
• Basic understanding of credit risk, securities, or financial markets is advantageous.
• Good communication and stakeholder management skills.
• Proficient in Microsoft Excel; advanced functions (Pivot Table, VLOOKUP) are a plus.

Responsibilities

• Monitor accounts with collateral shortfalls and credit limit excesses, ensuring timely follow-up and resolution.
• Support the maintenance and monitoring of exception handling for Private Banking clients.
• Analyze marketable securities and assign Advance Margins (AM) in line with internal financing frameworks.
• Perform regular reviews of securities eligibility and margin ability.
• Assist with regulatory reporting and internal risk reporting requirements.
• Identify opportunities to improve processes and enhance risk controls and operational efficiency.
• Collaborate with stakeholders across business units to support product development and business initiatives.
• Participate in User Acceptance Testing (UAT) for systems enhancements and new projects.
• Maintain strong working relationships with internal stakeholders and team members.

Skills

Analytical

Numerical skills

Attention to detail

Stakeholder management

Communication

Team player

Education

Diploma/Degree in Banking, Finance, Business

Tools

Microsoft Excel

Pivot Tables

VLOOKUP

Job description

About the role

We are seeking a motivated and detail-oriented Credit Analyst to support the Private Banking Division, Wealth Credit team on a 1-year contract basis. This role offers strong exposure to credit risk management, securities financing, and private banking operations.

Key responsibilities

• Monitor accounts with collateral shortfalls and credit limit excesses, ensuring timely follow-up and resolution
• Support the maintenance and monitoring of exception handling for Private Banking clients
• Analyze marketable securities and assign Advance Margins (AM) in line with internal financing frameworks
• Perform regular reviews of securities eligibility and margin ability
• Assist with regulatory reporting and internal risk reporting requirements
• Identify opportunities to improve processes and enhance risk controls and operational efficiency
• Collaborate with stakeholders across business units to support product development and business initiatives
• Participate in User Acceptance Testing (UAT) for systems enhancements and new projects
• Maintain strong working relationships with internal stakeholders and team members

About you

• Minimum Diploma/Degree in Banking, Finance, Business, or related discipline
• Minimum 1-2 years of relevant experience in banking/finance
• Strong analytical and numerical skills with attention to detail
• Basic understanding of credit risk, securities, or financial markets is advantageous
• Good communication and stakeholder management skills
• Proficient in Microsoft Excel. Candidates with advanced Excel functions (Pivot Table, VLOOKUP, etc.) will be an added advantage
• Ability to work in a fast-paced and structured environment
• Proactive and eager to learn
• Strong sense of responsibility and risk awareness
• Team player with good interpersonal skills

We regret to inform that only shortlisted candidates will be notified.

EA License No: 01C4934 PERSOL Singapore Pte Ltd

EA Personnel No: R1107106

Wong Chee Ann Jacky