Banking Credit Analyst: Risk & Portfolio Expert

Recruit Express Pte Ltd; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

Recruit Express Pte Ltd is seeking a credit professional to prepare credit applications, annual reviews and assessment papers for new and existing clients. You will conduct financial analysis, risk evaluation and support the end-to-end credit process.

You will monitor facilities, covenant compliance and portfolio quality, handle drawdowns, rate fixing and documentation, and coordinate with internal teams and external parties to ensure timely completion.

Responsibilities

• Prepare credit applications, annual reviews and credit assessment papers for new and existing clients.
• Conduct financial analysis, risk assessment and credit evaluation.
• Support the end-to-end credit process, including approvals, documentation and post-approval monitoring.
• Monitor credit facilities, covenant compliance, due dates and portfolio quality.
• Handle loan drawdowns, rollovers, rate fixing and other credit-related transactions.
• Coordinate with internal teams and external parties to ensure timely completion of documentation.
• Liaise with clients and internal stakeholders to support smooth transaction execution.
• Provide support to relationship managers in managing client accounts.
• Assist with ad-hoc credit and portfolio-related projects.

Job description

Recruit Express Pte Ltd is seeking a credit professional to prepare credit applications, annual reviews and assessment papers for new and existing clients. You will conduct financial analysis, risk evaluation and support the end-to-end credit process.

You will monitor facilities, covenant compliance and portfolio quality, handle drawdowns, rate fixing and documentation, and coordinate with internal teams and external parties to ensure timely completion.