Personal Financial Consultant

RHB Bank Berhad (Singapore); Singapore; On-site; SGD 50,000 - 90,000; Full time

Job summary

RHB Banking Group in Singapore is seeking a Personal Financial Consultant to join the Retail Banking team. You will provide wealth and insurance portfolio management solutions to clients while driving customer acquisition in the Mass Banking segment.

You will work closely with clients to understand financial goals and recommend suitable wealth management solutions, helping them build, preserve, and grow their wealth over the long term.

Qualifications

• 1–3 years of banking, wealth management or related experience.
• Passion for wealth management, customer engagement and financial planning.
• Excellent interpersonal, communication and relationship management skills.
• Strong sales orientation with opportunity identification.
• Customer-focused with a consultative problem-solving approach.
• Self-motivated, driven and results-oriented.
• Ability to build relationships with clients and internal stakeholders.
• Certifications such as FIMM, PCE or CEILI are advantageous.

Responsibilities

• Provide wealth management advisory including insurance, unit trusts, FX, and deposits.
• Understand client goals and recommend suitable wealth solutions.
• Cross-sell wealth products to meet clients' objectives.
• Provide market insights and professional advice for informed decisions.
• Engage clients via branch activities, tele-appointments and referrals.
• Develop partnerships with internal segments to generate referrals.
• Maintain long-term client relationships and deliver after-sales service.
• Establish new client relationships and manage portfolios to grow AUM.

Skills

Wealth management

Customer engagement

Financial planning

Relationship management

Sales orientation

Consultative approach

Education

FIMM

PCE

CEILI

Job description

About the Role

We are seeking a highly motivated Personal Financial Consultant to join our Retail Banking team at RHB Banking Group. In this role, you will be responsible for providing wealth and insurance portfolio management solutions to the Bank’s clients while driving customer acquisition initiatives within the Mass Banking segment. You will work closely with customers to understand their financial goals and recommend suitable wealth management solutions, helping them build, preserve, and grow their wealth over the long term.

What you will be doing

• Provide financial advisory services to clients by offering wealth management solutions, including insurance, unit trusts, foreign exchange (FX), and deposit products.
• Take a consultative approach to understand each client’s financial goals and recommend suitable solutions to address their needs and support their journey towards financial freedom.
• Cross-sell the Bank’s full range of wealth management products to meet customers’ financial objectives.
• Provide clients with timely market insights, financial information, and professional advice to support informed decision-making.
• Engage customers through branch banking activities, tele-appointments, and customer referrals to expand business opportunities.
• Build and cultivate partnerships with internal segment partners to generate and reciprocate referrals.
• Proactively develop and maintain long-term relationships with clients while delivering excellent after-sales service.
• Establish new client relationships and manage existing portfolios to drive growth in Assets Under Management (AUM).

What we're looking for

• Minimum 1-3 years of experience in banking, wealth management, insurance sales, financial advisory, or related fields.
• Strong passion for wealth management, customer engagement, and financial planning.
• Excellent interpersonal, communication, and relationship management skills.
• Strong sales orientation with the ability to identify and capitalize on business opportunities.
• Customer-focused mindset with a consultative approach to problem-solving.
• Self-motivated, driven, and results-oriented individual.
• Ability to build and maintain strong relationships with clients and internal stakeholders.
• Relevant certifications such as FIMM, PCE, CEILI, or equivalent will be an added advantage.

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars – RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.