Mortgage Specialist

RHB Bank Berhad (Singapore); Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

RHB Bank Berhad (Singapore) is seeking a motivated mortgage sales professional to drive the bank’s asset and liability growth through retail mortgage products. You will acquire new local mortgage business via branch network, tele-consulting and referrals, while building strong relationships with real estate agents, developers, solicitors and your own network.

The role demands target-driven, customer-focused advisory with rigorous documentation and compliance to internal policies and regulatory

Qualifications

• Strong communication skills are essential.
• Experience in mortgage sales is preferred.
• Results-oriented, dynamic and self-driven.

Responsibilities

• Acquire new local mortgage through different channels or referrals.
• Utilise branch network, tele-consulting and referrals to meet sales targets.
• Build lasting relationships with real estate agencies, developers, solicitors and personal network for referrals.
• Participate in sales and marketing activities organised by the bank or partners.
• Provide sound mortgage advisory with high standards of service.
• Cross-sell opportunities and source high net worth clients for onboarding.
• Ensure diligent advisory procedures and meticulous documentation in compliance with policies.

Skills

Strong communication

Mortgage sales experience

Results oriented

Job description

Primary Objective Drive and enhance the Bank's business strategies for asset and liability growth through retail products. Foster self-development to effectively implement strategic initiatives that boost the retail asset and liability portfolio. Develop and execute comprehensive business plans to achieve growth in retail loan assets and liabilities through targeted retail products. Identify and manage asset and liability exposures, ensuring minimal levels of non-performing loans in retail. Offer analytical insights to evaluate the financial impact of retail products and strategies on the Bank's long-term growth.

Key Responsibilities

• Acquire new local mortgage through different channels or referrals.
• Utilise a combination of the Bank's branch network, tele-consulting and referrals to meet and exceed individual sales targets
• Build lasting relationships with real estate agencies, developers, solicitors and own personal network to generate referrals for the bank's shelf of mortgage products.
• Participate in sales and marketing activities that are organised by bank or business partners to develop business and foster relationship.
• Provide sound mortgage advisory upheld by high standards of before and after sales services.
• Create opportunities to cross sell as well as to source for high NetWorth individual to be onboarded.
• Apply diligence and integrity to ensure proper advisory procedures and meticulous documentation in compliance with the Bank's internal policies, business processes and regulatory requirement.
• Any other responsibilities/tasks as assigned by the Management from time to time.

Qualification & Experience

• Strong communication skills
• Preferred with experiences in mortgage sales
• Results-oriented, dynamic and self-driven

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution.

At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home.

As we grow towards realising our aspirations, we promise a workplace built on the five pillars - RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.