Mortgage Risk Strategy Director

Standard Chartered Singapore; Singapore; On-site; SGD 180,000 - 300,000; Full time

Benefits offered by this job

Retirement savings & insurance

Annual leave & parental/maternity & go

Flexible working options

Wellbeing support (Unmind)

Learning and development opportunities

Inclusive and values-driven culture

Job summary

Standard Chartered Singapore is seeking a senior risk leader to manage and execute the secured lending credit risk strategy for the Singapore mortgage portfolio and the global mortgage portfolio. You will oversee the CRM function for mortgages in Singapore and contribute to Group CRM priorities.

The role requires deep experience in credit risk, governance, and portfolio management with a track record of influencing across Group and country stakeholders.

Qualifications

• 15+ years of direct experience managing credit policy for retail lending products, including mortgage loans.
• Experience in both Singapore and Group-level roles is preferred.
• Exposure to other Risk areas such as collections and underwriting.

Responsibilities

• Define and execute the secured lending credit risk strategy for Group and Singapore, aligning with risk appetite.
• Anticipate economic, regulatory and market developments to manage portfolio risk.
• Provide insight and independent challenge to support risk appetite, policy and governance decisions.
• Drive sustainable portfolio growth with risk-adjusted returns and improved credit processes.
• Review and approve credit proposals and policy dispensations while ensuring governance.

Skills

Retail and Private Banking credit risk

Communication and influencing

Business Partnering

Job description

Standard Chartered Singapore is seeking a senior risk leader to manage and execute the secured lending credit risk strategy for the Singapore mortgage portfolio and the global mortgage portfolio. You will oversee the CRM function for mortgages in Singapore and contribute to Group CRM priorities.

The role requires deep experience in credit risk, governance, and portfolio management with a track record of influencing across Group and country stakeholders.