Loan Associate

Shinhan Bank Singapore; Singapore; On-site; SGD 42,000 - 72,000; Full time

Job summary

Shinhan Bank Singapore is seeking a Loan Operations professional to manage end-to-end processing of bilateral and syndicated loans. You will review agreements, monitor schedules, and ensure regulatory compliance while coordinating with multiple internal teams and external counterparties.

The role requires a Bachelor's degree in a finance-related field and at least 1 year of loan operations experience, with proficiency in Korean for client and Head Office communications.

Qualifications

• Bachelor’s degree in Banking, Finance, Business Administration, Accounting or a related discipline.
• Minimum 1 year of bilateral/syndicated loan operations experience.
• Knowledge of corporate loan products and end-to-end loan lifecycle.
• Experience reviewing loan documentation and processing transactions.
• Familiarity with SWIFT payment processing and core banking loan systems is a plus.
• Proficient in Microsoft Excel; strong MS Office skills.
• Excellent communication and interpersonal skills in a fast-paced environment.
• Korean language proficiency (spoken and written) is required to communicate with Korean-speaking clients and Head Office.

Responsibilities

• Manage end-to-end processing and administration of bilateral and syndicated loan transactions.
• Review loan agreements and facility documents for compliance prior to disbursement.
• Monitor maturity dates, repayment schedules, covenant compliance and docs.
• Process amendments, renewals, restructuring, and other post-disbursement activities.
• Maintain loan records accurately in the core banking system.
• Liaise with Relationship Managers, Credit Admin, Finance, Legal, Operations and counterparties.
• Prepare reports and respond to enquiries; support audits and process improvements.
• Ensure compliance with internal policies and MAS regulatory requirements.

Skills

Korean language

Communication skills

Interpersonal skills

Excel

Education

Bachelor's Degree in Banking, Finance, Business Administration, Accounting or related

Tools

SWIFT

Core banking systems

Job description

• Manage the end-to-end processing and administration of bilateral and syndicated loan transactions, including drawdowns, repayments, rollovers, prepayments, interest and fee processing.
• Review loan agreements, facility documents and conditions precedent to ensure compliance with approved credit terms prior to loan disbursement.
• Monitor loan maturity dates, repayment schedules, covenant compliance and outstanding documentation.
• Process loan amendments, renewals, restructuring and other post-disbursement activities.
• Ensure timely and accurate maintenance of loan records in the Bank's core banking system.
• Liaise with Relationship Managers, Credit Administration, Finance, Legal, Operations and external counterparties to facilitate loan transactions.
• Prepare reports and respond to internal, external and regulatory enquiries where required.
• Ensure all loan processing activities comply with the Bank's internal policies, operational procedures and MAS regulatory requirements.
• Support internal and external audits and participate in process improvement initiatives.

Requirements

• Bachelor's Degree in Banking, Finance, Business Administration, Accounting or a related discipline.
• Minimum 1 year of relevant experience in bilateral and/or syndicated loan operations within a bank or financial institution.
• Good knowledge of corporate loan products and the end-to-end loan lifecycle.
• Experience in reviewing loan documentation and processing loan transactions.
• Familiarity with SWIFT payment processing and core banking loan systems will be an advantage.
• Proficient in Microsoft Office applications, particularly Excel.
• Good communication and interpersonal skills with the ability to work effectively in a fast-paced environment.
• Proficiency in Korean (spoken and written) is required to communicate with Korean-speaking clients, counterparties and Head Office.