Loan Associate

Shinhan Bank Singapore; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

Shinhan Bank Singapore seeks a Loan Operations professional to manage end-to-end processing and administration of bilateral and syndicated loan transactions in a fast-paced banking environment. You will review loan documents and monitor cycles to ensure accuracy and compliance.

The role requires 1 year of related experience, familiarity with SWIFT and core banking systems, and strong Excel and interpersonal skills.

Qualifications

• Bachelor's degree required in banking, finance, business administration, accounting or related field.
• Minimum 1 year of relevant bilateral or syndicated loan operations experience.
• Knowledge of corporate loan products and end-to-end loan lifecycle.

Responsibilities

• Manage end-to-end processing and administration of bilateral and syndicated loan transactions.
• Review loan agreements and conditions precedent before disbursement.
• Monitor maturity dates, repayment schedules and covenant compliance.
• Process amendments, renewals, restructuring and other post-disbursement activities.
• Maintain accurate loan records in the core banking system.
• Liaise with Relationship Managers, Credit Administration, Finance, Legal, Operations and external counterparties.
• Prepare reports and respond to internal, external and regulatory inquiries.
• Ensure compliance with internal policies and MAS regulatory requirements.
• Support internal and external audits and participate in process improvement initiatives.

Skills

Communication skills

Interpersonal skills

Excel

Teamwork

Education

Bachelor's degree in Banking/Finance/Business Administration/Accounting

Tools

Excel

SWIFT

Core banking systems

Job description

• Manage the end-to-end processing and administration of bilateral and syndicated loan transactions, including drawdowns, repayments, rollovers, prepayments, interest and fee processing.
• Review loan agreements, facility documents and conditions precedent to ensure compliance with approved credit terms prior to loan disbursement.
• Monitor loan maturity dates, repayment schedules, covenant compliance and outstanding documentation.
• Process loan amendments, renewals, restructuring and other post-disbursement activities.
• Ensure timely and accurate maintenance of loan records in the Bank's core banking system.
• Liaise with Relationship Managers, Credit Administration, Finance, Legal, Operations and external counterparties to facilitate loan transactions.
• Prepare reports and respond to internal, external and regulatory enquiries where required.
• Ensure all loan processing activities comply with the Bank's internal policies, operational procedures and MAS regulatory requirements.
• Support internal and external audits and participate in process improvement initiatives.

Requirements

• Bachelor's Degree in Banking, Finance, Business Administration, Accounting or a related discipline.
• Minimum 1 year of relevant experience in bilateral and/or syndicated loan operations within a bank or financial institution.
• Good knowledge of corporate loan products and the end-to-end loan lifecycle.
• Experience in reviewing loan documentation and processing loan transactions.
• Familiarity with SWIFT payment processing and core banking loan systems will be an advantage.
• Proficient in Microsoft Office applications, particularly Excel.
• Good communication and interpersonal skills with the ability to work effectively in a fast-paced environment.
• Proficiency in Korean (spoken and written) is required to communicate with Korean-speaking clients, counterparties and Head Office.