Junior Private Banking Credit Analyst

United Overseas Bank Limited (UOB); Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

United Overseas Bank Limited (UOB) in Singapore seeks a credit risk professional to analyse portfolios in Private Bank and PFS Investment Lending, presenting findings to team leads and ensuring policy alignment.

You will leverage Excel, PowerPoint and other tools to monitor risks, support portfolio strategies and collaborate across departments to deliver timely, accurate credit insights for senior management.

Qualifications

• A recognized university degree, preferably in Business and Banking & Finance.
• 1 to 3 years of working experience in a Private Banking credit role preferably in a credit risk policy and analysis capacity.
• Proficiency in Microsoft Excel, PowerPoint, Access, Co-pilot.

Responsibilities

• Responsible for performing credit risk analysis for portfolios in the Private Bank and PFS Investment Lending segments.
• Prepare and present credit analysis in an impactful manner after taking into consideration regulatory and internal policy requirements.
• Assess proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated.
• Perform periodic market, regulatory, macro-economic and political developments monitoring and analyses of credit quality of counterparties to ensure that sound portfolio quality is maintained.
• Support in the development and review of the credit policies relevant and in relation to the full credit cycle; drive portfolio management analytics and performance; and formulate credit strategies in the areas of portfolio maintenance.
• Coordinate with various departments to ensure timely reporting of related new business information to senior management.

Skills

Credit risk analysis

Communication

Portfolio management

Education

Bachelor's degree in Business or Banking & Finance

Tools

Excel

PowerPoint

Access

Co-pilot

Job description

United Overseas Bank Limited (UOB) in Singapore seeks a credit risk professional to analyse portfolios in Private Bank and PFS Investment Lending, presenting findings to team leads and ensuring policy alignment.

You will leverage Excel, PowerPoint and other tools to monitor risks, support portfolio strategies and collaborate across departments to deliver timely, accurate credit insights for senior management.