Manager, Junior Credit Analyst , Private Bank & PFS Wealth (PBW) Credit

United Overseas Bank Limited (UOB); Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

United Overseas Bank Limited (UOB) in Singapore seeks a credit risk professional to analyse portfolios in Private Bank and PFS Investment Lending, presenting findings to team leads and ensuring policy alignment.

You will leverage Excel, PowerPoint and other tools to monitor risks, support portfolio strategies and collaborate across departments to deliver timely, accurate credit insights for senior management.

Qualifications

• A recognized university degree, preferably in Business and Banking & Finance.
• 1 to 3 years of working experience in a Private Banking credit role preferably in a credit risk policy and analysis capacity.
• Proficiency in Microsoft Excel, PowerPoint, Access, Co-pilot.

Responsibilities

• Responsible for performing credit risk analysis for portfolios in the Private Bank and PFS Investment Lending segments.
• Prepare and present credit analysis in an impactful manner after taking into consideration regulatory and internal policy requirements.
• Assess proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated.
• Perform periodic market, regulatory, macro-economic and political developments monitoring and analyses of credit quality of counterparties to ensure that sound portfolio quality is maintained.
• Support in the development and review of the credit policies relevant and in relation to the full credit cycle; drive portfolio management analytics and performance; and formulate credit strategies in the areas of portfolio maintenance.
• Coordinate with various departments to ensure timely reporting of related new business information to senior management.

Skills

Credit risk analysis

Communication

Portfolio management

Education

Bachelor's degree in Business or Banking & Finance

Tools

Excel

PowerPoint

Access

Co-pilot

Job description

Company: 1011 United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values - Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

Job Responsibilities

Reporting to the Team Lead of Credit Review Team, your key responsibilities will be the following:

• Responsible for performing credit risk analysis for portfolios in the Private Bank and PFS Investment Lending segments.
• Prepare and present credit analysis in an impactful manner after taking into consideration regulatory and internal policy requirements.
• Assess proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated.
• Perform periodic market, regulatory, macro-economic and political developments monitoring and analyses of credit quality of counterparties to ensure that sound portfolio quality is maintained.
• Support in the development and review of the credit policies relevant and in relation to the full credit cycle; drive portfolio management analytics and performance; and formulate credit strategies in the areas of portfolio maintenance.
• Responsible to track and monitor Product Program performance benchmarks and work closely with Country Policy & Portfolio Management teams on product program, policies and portfolio issues.
• Coordinate with various departments to ensure timely reporting of related new business information to senior management.

Job Requirements

• A recognized university degree, preferably in Business and Banking & Finance.
• 1 to 3 years of working experience in a Private Banking credit role preferably in a credit risk policy and analysis capacity.
• Proficiency in Microsoft Excel, PowerPoint, Access, Co-pilot.
• Strong knowledge of Private Banking Business, capital markets, derivative products) and local regulatory landscape. Familiar with Basel Capital Rules will be an advantage.
• Strong ability in dealing with people, team player with good communication and presentation skills (verbal and written), highly meticulous and self-motivated.
• Ability to prioritize, plan and manage at both strategic and working levels.

Additional Requirements

Develop (Competency), Engage (Competency), Execute (Competency), Strategise (Competency)

Be a Part Of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.