Junior Credit Risk Analyst – Private Banking

1011 United Overseas Bank Ltd; Singapore; On-site; SGD 70,000 - 110,000; Full time

Job summary

1011 United Overseas Bank Ltd is seeking a Credit Risk Analyst to evaluate portfolios in Private Banking and Investment Lending. You will prepare analyses and present findings to stakeholders, ensuring compliance with regulatory guidelines.

The role emphasizes risk assessment, policy execution, and collaboration with cross-functional teams to maintain portfolio quality and drive informed credit decisions.

Qualifications

• Degree in Business or Banking & Finance is preferred.
• 1–3 years of Private Banking credit experience ideal.
• Proficient with Excel, PowerPoint, Access; familiarity with Co-pilot.

Responsibilities

• Perform credit risk analysis for Private Bank and PFS Investment Lending portfolios.
• Prepare and present credit analyses with regulatory and policy considerations.
• Assess transactions for structural risk and mitigations.
• Monitor market, regulatory and macro developments affecting credit quality.
• Support development of credit policies and portfolio management analytics.
• Coordinate with departments to report new business information to senior management.

Skills

Credit risk analysis

Credit policies

Excel

PowerPoint

Access

Co-pilot

Private Banking knowledge

Regulatory landscape

Education

Bachelor's degree in Business / Banking & Finance

Tools

Excel

PowerPoint

Access

Co-pilot

Job description

1011 United Overseas Bank Ltd is seeking a Credit Risk Analyst to evaluate portfolios in Private Banking and Investment Lending. You will prepare analyses and present findings to stakeholders, ensuring compliance with regulatory guidelines.

The role emphasizes risk assessment, policy execution, and collaboration with cross-functional teams to maintain portfolio quality and drive informed credit decisions.