Commercial Banking Credit Analyst to RM

United Overseas Bank Limited (UOB); Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

United Overseas Bank Limited (UOB) in Singapore is seeking candidates to start as a Credit Analyst within Commercial Banking. Top performers progress into a Relationship Manager role, leveraging strong client relationships and interpersonal skills to drive business growth.

The role emphasizes conducting credit analyses, monitoring portfolios, and delivering insightful risk assessments while developing sales-oriented abilities in a dynamic banking environment.

Qualifications

• 3–5 years of experience in Corporate Credit Analysis, SME banking sales or relationship management.
• Strong client relationship management and interpersonal skills.
• Strong analytical skills with good grasp of financial analysis.
• Ability to understand risk drivers of the SME market.
• Excellent written and oral communication skills.

Responsibilities

• Conduct Credit Analysis on an existing portfolio of SMEs.
• Perform credit risk ratings of accounts, constant review and monitoring of accounts, make credit variations / exception recommendations and report preparation.

Skills

Client relationship management

Interpersonal skills

Analytical skills

Financial analysis

Written and oral communication

Sales orientation

Self-driven

Motivation

Education

Bachelor's degree in Business Administration/Accounting/Banking and Finance

Job description

United Overseas Bank Limited (UOB) in Singapore is seeking candidates to start as a Credit Analyst within Commercial Banking. Top performers progress into a Relationship Manager role, leveraging strong client relationships and interpersonal skills to drive business growth.

The role emphasizes conducting credit analyses, monitoring portfolios, and delivering insightful risk assessments while developing sales-oriented abilities in a dynamic banking environment.