Manager, Junior Credit Analyst , Private Bank & PFS Wealth (PBW) Credit

1011 United Overseas Bank Ltd; Singapore; Sur place; SGD 70 000 - 110 000; Plein temps

Résumé du poste

1011 United Overseas Bank Ltd is seeking a Credit Risk Analyst to evaluate portfolios in Private Banking and Investment Lending. You will prepare analyses and present findings to stakeholders, ensuring compliance with regulatory guidelines.

The role emphasizes risk assessment, policy execution, and collaboration with cross-functional teams to maintain portfolio quality and drive informed credit decisions.

Qualifications

• Degree in Business or Banking & Finance is preferred.
• 1–3 years of Private Banking credit experience ideal.
• Proficient with Excel, PowerPoint, Access; familiarity with Co-pilot.

Responsabilités

• Perform credit risk analysis for Private Bank and PFS Investment Lending portfolios.
• Prepare and present credit analyses with regulatory and policy considerations.
• Assess transactions for structural risk and mitigations.
• Monitor market, regulatory and macro developments affecting credit quality.
• Support development of credit policies and portfolio management analytics.
• Coordinate with departments to report new business information to senior management.

Connaissances

Credit risk analysis

Credit policies

Excel

PowerPoint

Access

Co-pilot

Private Banking knowledge

Regulatory landscape

Formation

Bachelor's degree in Business / Banking & Finance

Outils

Excel

PowerPoint

Access

Co-pilot

Description du poste

Company: 1011 United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets.

At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Responsibilities

• Responsible for performing credit risk analysis for portfolios in the Private Bank and PFS Investment Lending segments.
• Prepare and present credit analysis in an impactful manner after taking into consideration regulatory and internal policy requirements.
• Assess proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated.
• Perform periodic market, regulatory, macro-economic and political developments monitoring and analyses of credit quality of counterparties to ensure that sound portfolio quality is maintained.
• Support in the development and review of the credit policies relevant and in relation to the full credit cycle; drive portfolio management analytics and performance; and formulate credit strategies in the areas of portfolio maintenance.
• Responsible to track and monitor Product Program performance benchmarks and work closely with Country Policy & Portfolio Management teams on product program, policies and portfolio issues.
• Coordinate with various departments to ensure timely reporting of related new business information to senior management.

Job Requirements

• A recognized university degree, preferably in Business and Banking & Finance.
• 1 to 3 years of working experience in a Private Banking credit role preferably in a credit risk policy and analysis capacity.
• Proficiency in Microsoft Excel, PowerPoint, Access, Co-pilot.
• Strong knowledge of Private Banking Business, capital markets, derivative products) and local regulatory landscape.
• Familiar with Basel Capital Rules will be an advantage.
• Strong ability in dealing with people, team player with good communication and presentation skills (verbal and written), highly meticulous and self-motivated.
• Ability to prioritize, plan and manage at both strategic and working levels.

Additional Requirements

• Develop (Competency)
• Engage (Competency)
• Execute (Competency)
• Strategise (Competency)

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

We value our people and invest in them as we look to fulfil our purpose of building the future of ASEAN. We seek to create a collaborative and progressive environment for them to succeed in their careers for the long term.

UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region.

Career Site: UOB Career site