Senior Credit Risk & Governance Lead – SE Asia

The Japan Research Institute, Limited (Singapore Branch); Singapore; Hybrid; SGD 180,000 - 280,000; Full time

Job summary

The Japan Research Institute, Limited (Singapore Branch) is seeking a VP/Director to lead Indonesia governance planning within the Asia Growing Markets Department. You will oversee risk management and controls for overseas subsidiaries, focusing on consumer finance credit risk in SEA, particularly Indonesia.

Role requires deep expertise in credit risk, internal controls, and stakeholder coordination across regional and local teams, with strong analytical and project management skills.

Qualifications

• Bachelor’s Degree; minimum 10 years in Banking and Finance with credit risk and internal control focus.
• Solid knowledge in Credit risk management and control, especially Consumer Finance.
• Experience handling consumer finance credit risk management incl. risk assessment, reporting, and control improvement.

Responsibilities

• Assess, monitor and ensure robust risk management framework for overseas subsidiaries.
• Lead Credit Risk Management for consumer finance in SEA, especially Indonesia.
• Collaborate with subsidiaries to enhance local credit risk practices and align with regional/global standards.
• Partner with 1st/2nd lines of defence and global/local counterparts for risk reviews and insights.
• Perform risk assessment for new consumer finance products/services.
• Evaluate effectiveness of internal controls and drive process improvements.
• Ensure timely, accurate risk reporting to senior management.

Skills

Credit risk management

Internal controls

Risk assessment & analysis

Stakeholder management

Project management

Education

Bachelor's Degree

Job description

The Japan Research Institute, Limited (Singapore Branch) is seeking a VP/Director to lead Indonesia governance planning within the Asia Growing Markets Department. You will oversee risk management and controls for overseas subsidiaries, focusing on consumer finance credit risk in SEA, particularly Indonesia.

Role requires deep expertise in credit risk, internal controls, and stakeholder coordination across regional and local teams, with strong analytical and project management skills.