Global Card Product Lead: P&L, Growth & AI

Crane Venture Partners; Singapore; On-site; SGD 180,000 - 320,000; Full time

Job summary

Aspire is building the financial operating system for global founders, combining banking, software, and automation to help startups move faster across borders. You will join the Cards team, owning the cards business end-to-end and partnering with Product and Engineering on the roadmap.

We are a commercially-minded team focused on revenue, growth, risk management, and strategic partnerships with card networks, issuers, and processors to support a global customer base.

Qualifications

• Experience owning full P&L for cards/payments businesses.
• Strong understanding of card economics: interchange, FX margin, fees.
• Proven track record negotiating commercial terms with card networks, issuers, or processors.
• Comfort operating in risk-heavy environments (fraud, AML, regulatory rules).
• Excellent cross-functional leadership across Sales, Marketing, Ops, Finance and Product.
• Forecasting and financial reporting with data-driven decision making.
• Awareness of AI concepts and applying AI tools to business problems.

Responsibilities

• Own the full P&L for the cards business including revenue, margin and cost.
• Define commercial pricing strategy and economics with networks/issuers.
• Drive growth in card adoption, activation, usage and cross-sell with Aspire products.
• Shape the product roadmap's commercial priorities with Product and Engineering.
• Manage partner relationships and terms with card networks, issuers and processors.
• Ensure compliance with Risk, Compliance and Legal requirements.
• Align Sales, Marketing, Ops and Finance around shared card goals.
• Forecast, budget, and report performance to leadership.

Skills

P&L ownership

Card payments

Pricing strategy

Forecasting

Cross-functional leadership

Card networks negotiation

Risk & compliance

AI concepts

Job description

Aspire is building the financial operating system for global founders, combining banking, software, and automation to help startups move faster across borders. You will join the Cards team, owning the cards business end-to-end and partnering with Product and Engineering on the roadmap.

We are a commercially-minded team focused on revenue, growth, risk management, and strategic partnerships with card networks, issuers, and processors to support a global customer base.