Functional Analyst, Tokenised Payments & Digital Channels

United Overseas Bank Limited (UOB); Singapore; On-site; SGD 120,000 - 160,000; Full time

Job summary

The Functional Business Analyst will support Project Beacon, UOB’s initiative involving stablecoin / tokenised money capabilities and related digital channel experiences, working end-to-end from journey definition and requirements through Target Operating Model (TOM), delivery support, and test validation.

The role partners closely with Payments BAs, Product Owners, Technology, Operations, and Risk/Compliance to deliver compliant, scalable solutions across wallets, tokenised settlement flows,

Qualifications

• Bachelor’s degree in Engineering, Business, Finance, or equivalent.
• 10+ years in banking or consulting with strong BA exposure.
• Strong analytical and process-design skills.
• Good understanding of banking processes, change management, and project delivery.
• Excellent communication and stakeholder management abilities.
• Able to work in ambiguity and deliver under tight timelines.

Responsibilities

• Elicit and validate tokenised money requirements with stakeholders.
• Define to-be processes across channels, risk controls and reporting.
• Specify detailed functional/non-functional requirements for wallets and flows.
• Own end-to-end digital journeys for Beacon across platforms.
• Collaborate on TOM, RACI, SLAs, and run-state considerations.
• Translate requirements for test teams; support UAT and cutover.
• Ensure governance, traceability, and sign-off readiness.

Skills

Business Analysis

Stakeholder Management

Digital Channels

Payments Domain

Agile / Jira

CBDC / Stablecoin knowledge

Channel Journeys

Education

Bachelor's degree

Tools

Jira

Job description

The Functional Business Analyst will support Project Beacon, UOB’s initiative involving stablecoin / tokenised money capabilities and related digital channel experiences, working end-to-end from journey definition and requirements through Target Operating Model (TOM), delivery support, and test validation.

The role partners closely with Payments BAs, Product Owners, Technology, Operations, and Risk/Compliance to deliver compliant, scalable solutions across wallets, tokenised settlement flows,