Credit Analyst to Relationship Manager – SME Banking

UNITED OVERSEAS BANK LIMITED; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

UNITED OVERSEAS BANK LIMITED in Singapore is seeking a Credit Analyst to begin a sales-oriented career within Commercial Banking, focusing on SMEs. You will analyze a portfolio of SME clients and progress toward a Relationship Manager role by building strong client relationships and delivering financial insights.

The role requires 3–5 years in Corporate Credit Analysis or SME banking, a recognised degree, and excellent communication skills. Opportunity to advance with performance.

Qualifications

• Minimum 3 to 5 years of experience in Corporate Credit Analysis, SME banking sales or relationship management
• Presentable, dynamic, dedicated, self-driven and highly motivated
• Strong client relationship management and interpersonal skills
• Strong analytical skills with good grasp of financial analysis
• Ability to understand risk drivers of the SME market
• Excellent written and oral communication skills
• Aspire to build a sales-oriented career
• Candidate with relevant experiences will be considered for senior role
• Minimum a recognised degree in Business Administration, Accountancy, Banking and Finance

Responsibilities

• Conduct Credit Analysis on an existing portfolio of SMEs
• Perform credit risk ratings of accounts, constant review and monitoring of accounts, make credit variations / exception recommendations and report preparation

Skills

Client relationship management

Interpersonal skills

Analytical skills

Financial analysis

Risk awareness

Sales orientation

Education

Business Administration degree

Accounting degree

Banking and Finance degree

Job description

UNITED OVERSEAS BANK LIMITED in Singapore is seeking a Credit Analyst to begin a sales-oriented career within Commercial Banking, focusing on SMEs. You will analyze a portfolio of SME clients and progress toward a Relationship Manager role by building strong client relationships and delivering financial insights.

The role requires 3–5 years in Corporate Credit Analysis or SME banking, a recognised degree, and excellent communication skills. Opportunity to advance with performance.