Credit Analyst: Risk Evaluation & Policy Optimization

DCS CARD CENTRE PTE. LTD.; Singapore; On-site; SGD 36,000 - 60,000; Full time

Job summary

DCS CARD CENTRE PTE. LTD. invites a Diploma holder to join our Credit Department as a Credit Analyst. You will review applications, conduct CDD and credit evaluation for personal, SME and commercial facilities, and help implement enhancements to the processing system.

You will liaise with other business units to ensure seamless workflow, provide feedback on credit policies responsive to changes in the business environment, assist in project studies, and support general administrative tasks.

Qualifications

• Diploma or equivalent in banking/finance and/or accounting and/or business administration.
• Strong analytical and communication skills.
• Demonstrate excellent written and verbal communication abilities.
• Proficient in MS Office applications (Word, Excel, PowerPoint).
• Minimum 1 year of relevant experience.
• Dynamic team player with good interpersonal skills.

Responsibilities

• Review, implement enhancements, test and monitor new application processes of the in-house processing system.
• Conduct CDD and credit evaluation/approval of personal/SME/commercial facilities in line with credit policies, risk criteria, and regulations.
• Liaise with other units to ensure a seamless credit application flow.
• Provide feedback on credit policies and processes affected by business changes.
• Assist in project studies and implementation.
• Provide general and administrative support to the Credit Department.
• Support ad-hoc duties assigned.

Skills

Analytical skills

Strong communication

MS Office

Interpersonal skills

Under pressure

Education

Diploma in Banking/Finance/Accounting/Business Admin

Tools

MS Office

Job description

DCS CARD CENTRE PTE. LTD. invites a Diploma holder to join our Credit Department as a Credit Analyst. You will review applications, conduct CDD and credit evaluation for personal, SME and commercial facilities, and help implement enhancements to the processing system.

You will liaise with other business units to ensure seamless workflow, provide feedback on credit policies responsive to changes in the business environment, assist in project studies, and support general administrative tasks.