Credit Analysis Manager - Underwriting & Risk

CTBC Bank Co. Ltd. (Singapore); Singapore; On-site; SGD 90,000 - 120,000; Full time

Job summary

CTBC Bank Co. Ltd. (Singapore) is seeking a credit analyst to underwrite and assess proposals from Relationship Managers, ensuring alignment with credit policies and regulatory requirements.

The role involves annual reviews, client meetings, and rigorous financial analysis to support risk acceptance decisions. Ideal candidates hold a degree with 3+ years in credit, risk, or accounting, and must communicate effectively in English and Chinese.

Qualifications

• Degree holder with relevant credit, risk or accounting experience.
• Strong analytical, communication and interpersonal skills.
• Proficient with MS Office tools.
• Excellent verbal and written communication.
• Experience performing industry, peer, business projection analysis.
• Ability to assess credit and risk, comply with CTBC policies.
• Ability to present credit cases with clear rationale on risks and projections.
• Team player with positive attitude, able to work independently.
• Proficiency in spoken and written Chinese for Greater China portfolio.

Responsibilities

• Underwrite and assess credit propositions and transactions for compliance with policies and regulatory requirements.
• Complete annual and/or loan reviews.
• Participate in client calls with Relationship Managers.

Skills

Credit risk assessment

Analytical skills

Communication & interpersonal skills

Industry analysis

Financial projection

Policy compliance

Credit case presentation

Teamwork & accountability

Chinese language

Education

Degree holder

Tools

MS Office

Job description

CTBC Bank Co. Ltd. (Singapore) is seeking a credit analyst to underwrite and assess proposals from Relationship Managers, ensuring alignment with credit policies and regulatory requirements.

The role involves annual reviews, client meetings, and rigorous financial analysis to support risk acceptance decisions. Ideal candidates hold a degree with 3+ years in credit, risk, or accounting, and must communicate effectively in English and Chinese.