Credit Analyst - Corporate Banking

Randstad Singapore; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

Randstad Singapore is seeking a qualified Credit Analyst to support our banking division in Singapore. You will prepare credit proposals, perform financial spreading and analysis, and assess sector risks to support senior decision-makers.

The role requires 2+ years in credit analysis within commercial or corporate banking, and proficiency with MS Office tools. You will interact with key stakeholders and ensure timely, compliant credit reviews and monitoring.

Qualifications

• 2+ years of credit analysis exposure in commercial and/or corporate banking.
• Degree in Finance, Accounting, Business Management, Economics or comparable.
• Proficient in MS Office (Excel/PowerPoint/Word).

Responsibilities

• Prepare well analysed credit proposals for approval.
• Perform financial spreading and financial statement analysis for assigned sectors; assess risks.
• Conduct periodic covenant checks, security monitoring, portfolio reviews and compliance checks.
• Maintain timely credit reviews and monitoring per deadlines.
• Liaise with stakeholders and provide recommendations as needed.
• Ensure all credit risk functions comply with requirements.
• Participate in business meetings as necessary.

Skills

Credit analysis

MS Office

MS Excel

PowerPoint

Word

Education

Degree in Finance, Accounting, Business Management, Economics

Tools

MS Excel

PowerPoint

Word

Job description

An established banking with a growing presence in Singapore, and a strong corporate client base in Asia within diverse industries.

about the job

Prepare a well analysed credit proposal for further approval.

Perform financial spreading and financial statements analysis on assigned sectors, key business risks analysis, industry/sector analysis and the identification of any other economic data.

Perform periodic covenant checks, security monitoring, portfolio reviews, regular compliance checks on financial covenants on respective accounts; keeping management updated with any early warning signals.

Ensure that all credit reviews and monitoring are done and completed in accordance to the deadlines

Maintain a close liaison with all key stakeholders, providing recommendations when required.

Ensure that all transactions and credit risk functions are carried out in compliance requirements

Participate in any business meetings or discussions when necessary.

about the manager/team

Reporting to the head of the Credit Analyst team, you will be part of a growing team with a good work culture.

skills & experience required

Degree in Finance, Accountancy, Business Management, Economics or comparable

Has 2+ years of credit analysis exposure within the commercial and/or corporate banking environment

Proficient in MS Office, such as MS Excel, PowerPoint and Word