Senior Officer, Credit Analyst

1011 United Overseas Bank Ltd; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

1011 United Overseas Bank Ltd in Singapore seeks a detail-oriented professional to monitor accounts in collateral shortfalls and credit facility limits. The role focuses on risk control, processing improvements, and close collaboration with stakeholders across banking products and regulatory reporting.

The successful candidate will support UAT for new/enhancement projects and maintain strong relationships with team members and business partners, while demonstrating maturity, learning aptitude,

Qualifications

• Recognized university degree in Banking & Finance / Wealth Management.
• Excellent communication, interpersonal and organizational skills.
• Attention to details and willingness to learn.
• Proficient in MS Office applications.

Responsibilities

• Monitoring of accounts in collateral shortfall and limit excesses on credit facilities granted.
• Maintenance and monitoring of exceptional handling of Private Banking clients.
• Identify and manage process improvement initiatives to enhance risk control and efficiency.
• Partner with various key stakeholders to support business and product development initiatives.
• Support regulatory and internal reporting.
• Participate in User Acceptance Testing (UAT) for new / enhancement projects within the organization.
• Establish strong working relationship with team members and key stakeholders.

Skills

MS Office

Attention to details

Excellent communication

Team player

Independent work

Education

University degree in Banking & Finance / Wealth Management

Job description

Company: 1011 United Overseas Bank Ltd

About UOB United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Responsibilities

• Monitoring of accounts in collateral shortfall and limit excesses on credit facilities granted.
• Maintenance and monitoring of exceptional handling of Private Banking clients.
• Identify and manage process improvement initiatives to enhance risk control and efficiency.
• Partner with various key stakeholders to support business and product development initiatives.
• Support regulatory and internal reporting.
• Participate in User Acceptance Testing (UAT) for new / enhancement projects within the organization.
• Establish strong working relationship with team members and key stakeholders.

Job Requirements

• A recognized university degree, preferably in Banking & Finance / Wealth Management.
• Fresh graduates are welcome to apply.
• Excellent communication, interpersonal and organization skills.
• Attention to details and willingness to learn.
• Ability to work under tight timeline.
• Maturity level and skill / judgement to deal effectively with business partners and stakeholders.
• Proficient in MS Office applications.
• Good team player as well as ability to work independently.

Additional Requirements

• Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region.

Career Site: UOB Career site