Business Analyst, AVP – Technology Solutions – Corporate (Credit Origination and Processing)

OVERSEA-CHINESE BANKING CORPORATION LIMITED; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

OVERS E A-CHINESE BANKING CORPORATION LIMITED is seeking a Business Analyst/Product Owner to drive product development in corporate credit origination and loan core banking. The role includes shaping and executing ongoing, long-term product roadmaps for platform enhancement.

You will engage business teams, propose build and implementation strategies, and ensure alignment with existing systems and new technology stacks. Office-based in Singapore.

Qualifications

• 8+ years of relevant business analysis experience in financial services focusing on corporate credit processing, loans origination, disbursement and facility management.
• End-to-end knowledge of corporate credit and loan processing from proposal initiation to facility setup and disbursement.
• Experience in facility, limits, collateral, and loan domains; secondary experience in GL accounting and regulatory reporting is a plus.
• Strong analytical skills and ability to gain consensus among multiple stakeholders.
• Proficient in SDLC and Agile/SCRUM delivery with effective communication.

Responsibilities

• Manage and oversee Core Banking transformation for Credit/Loan portfolio across the region, partnering with business and tech teams.
• Engage business managers and end users to articulate requirements and translate into solutions.
• Elicit, prioritise, and analyze requests; design processes, workflows, and UIs; review data mapping templates.

Skills

Core Banking transformation

Credit/Loan portfolio

Business analysis

SDLC

Agile/SCRUM

Stakeholder management

Requirements elicitation

Tools

EDW

Job description

Job Description

• While this is a BA role in IT department, we are looking at BA or Product Owner who has the knowledge and experience to conceptualize and drive Product Development in the Corporate credit origination and Loan Core Banking domain

• It will also include ongoing, long term product roadmap for continuous enhancement of the platform

• To be able to effectively and efficiently engage business to understand their business strategy and product requirement and propose a build & implementation strategy that can meet their needs

• Proposed a design process flow that will drive usage and adoption of the platform

• Play a consultant role to business to come out with multiple options for solutions and initiatives

• Ensure harmony and compatibility of proposed solution with existing systems and new technology stack

• To be able to elicit requirements from business to ensure completeness and no ambiguity

• Able to navigate various dependencies and streams to achieve best outcome for the business within stipulated timeframe with resources provided.

• Coordinate internal/business review and get business signoff for the project cost, plan and various specifications.

• Have access to market intelligence and is aware of regulatory requirements and trends of loans

• Be the bridge between Business and System Delivery team during solution and all phases of SDLC and/or Agile/SCRUM sprints/delivery.

Key Roles and Responsibilities

• Manage and oversee Core Banking transformation Credit/Loan portfolio across the region and work closely with business and technology partners to support core banking migration to new platform while seeking process and product standardization where applicable
• To engage and assist business managers and end users to articulate requirements
• Elicit requirements, prioritise and analyse requests, design business processes, workflows and user interfaces, review of functional specifications and data mapping templates
• Work with System Delivery and Project Office as well as other internal IT departments, IS and vendor to arrive at optimal solutions for the Business with compliances to Bank’s standards, policies and guidelines
• Able to translate technical designs and jargons into terms that business can understand and associate
• Prepare / review test scenarios and test cases, support test utility team for SIT, support user for UAT and other related activities to ensure business needs are met
• Ensure gaps in deliverables are identified early and addressed effectively
• Ensure Business stakeholders' expectations are met
• Provide thought leadership within own area of responsibility and BA profession within the bank
• Provide SME support to extended IT teams such as EDW by articulating requirements
• Provide support to architecture committee and project teams to ensure that target operating models are progressing in line with the preferred strategic architecture / chosen architectures
  
• Requirements
  At least 8 years of relevant business analysis experience in financial services environment, preferably in area of corporate credit processing, loans origination, Loan disbursement, renewal, and limits/facility management.

• Possess end to end business knowledge of corporate credit and Loan processing all the way from credit proposition initiation via loan origination system to facility, collateral implementation, consolidated limits management and loan setup/disbursement.

• Credit processing here can refer to both loans that are tailored to SME and larger/complex corporations.

• Experience in facility, limits, collateral, and loan domains. Secondary experience in GL accounting, account statements, and regulatory reporting is a plus

• Strong analytical skills with the ability to assimilate information quickly and gain consensus from multiple stakeholders when required

• Good oral and written communication skills, including documentation and presentation skills

• Comfortable communicating across business divisions and levels of seniority

• Strong team player with the ability to take ownership and deliver independently

• Able to work under pressure with tight deadlines and/or multiple projects

• Strong interpersonal skills required to liaise with other subject matter experts to problem solving issues or generating ideas

• Experience and ability to work in a culturally diverse and geographically distributed team

• Experience in negotiation and conflict resolution

• Possess initiative, drive and excellent attention to detail

• Good cross product knowledge

• Understanding of technology and development lifecycle – experience in both SDLC & Agile/SCRUM delivery
  

  Side note: This role is 100% based in office, situated at Tampines/ Punggol