Business Analyst – Technology Solutions – Corporate (Credit Origination and Processing)

OCBC Group; Singapore; On-site; SGD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Professional development

Community initiatives

Supportive team

Job summary

OCBC Group in Singapore seeks an experienced BA/PO to drive product development in Corporate credit origination and the Loan Core Banking domain. The role includes long-term roadmap development for platform enhancements and effective engagement with business teams to propose build and implementation strategies.

You will act as a bridge between Business and System Delivery during solution design, SDLC and Agile/SCRUM delivery, ensuring requirements are complete and aligned with regulatory trends.

Qualifications

• 8+ years of business analysis experience in financial services.
• Experience in corporate credit processing and loan origination.
• Ability to translate business needs and guide SDLC/Agile delivery.
• Strong communication and stakeholder management.
• Knowledge of regulatory requirements for loans.

Responsibilities

• Manage Core Banking transformation for Credit/Loan portfolios.
• Elicit requirements and translate into functional specs.
• Collaborate with IT, IS, vendors for optimal solutions.
• Prepare test scenarios and support UAT.
• Bridge between business and delivery teams.

Skills

Core Banking

Business Analysis

SDLC & Agile

Stakeholder Management

Credit/Loan Domain

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.

Job Description:

While this is a BA role in IT department, we are looking at BA or Product Owner who has the knowledge and experience to conceptualize and drive Product Development in the Corporate credit origination and Loan Core Banking domain It will also include ongoing, long term product roadmap for continuous enhancement of the platform To be able to effectively and efficiently engage business to understand their business strategy and product requirement and propose a build & implementation strategy that can meet their needs Proposed a design process flow that will drive usage and adoption of the platform Play a consultant role to business to come out with multiple options for solutions and initiatives Ensure harmony and compatibility of proposed solution with existing systems and new technology stack To be able to elicit requirements from business to ensure completeness and no ambiguity Able to navigate various dependencies and streams to achieve best outcome for the business within stipulated timeframe with resources provided. Coordinate internal/business review and get business signoff for the project cost, plan and various specifications. Have access to market intelligence and is aware of regulatory requirements and trends of loans Be the bridge between Business and System Delivery team during solution and all phases of SDLC and/or Agile/SCRUM sprints/delivery.

Key Roles and Responsibilities:

• Manage and oversee Core Banking transformation Credit/Loan portfolio across the region and work closely with business and technology partners to support core banking migration to new platform while seeking process and product standardization where applicable
• To engage and assist business managers and end users to articulate requirements
• Elicit requirements, prioritise and analyse requests, design business processes, workflows and user interfaces, review of functional specifications and data mapping templates
• Work with System Delivery and Project Office as well as other internal IT departments, IS and vendor to arrive at optimal solutions for the Business with compliances to Bank’s standards, policies and guidelines
• Able to translate technical designs and jargons into terms that business can understand and associate
• Prepare / review test scenarios and test cases, support test utility team for SIT, support user for UAT and other related activities to ensure business needs are met
• Ensure gaps in deliverables are identified early and addressed effectively
• Ensure Business stakeholders' expectations are met
• Provide thought leadership within own area of responsibility and BA profession within the bank
• Provide SME support to extended IT teams such as EDW by articulating requirements
• Provide support to architecture committee and project teams to ensure that target operating models are progressing in line with the preferred strategic architecture / chosen architectures
• At least 8 years of relevant business analysis experience in financial services environment, preferably in area of corporate credit processing, loans origination, Loan disbursement, renewal, and limits/facility management.
• Possess end to end business knowledge of corporate credit and Loan processing all the way from credit proposition initiation via loan origination system to facility, collateral implementation, consolidated limits management and loan setup/disbursement.
• Credit processing here can refer to both loans that are tailored to SME and larger/complex corporations. Experience in facility, limits, collateral, and loan domains.
• Secondary experience in GL accounting, account statements, and regulatory reporting is a plus
• Strong analytical skills with the ability to assimilate information quickly and gain consensus from multiple stakeholders when required
• Good oral and written communication skills, including documentation and presentation skills
• Comfortable communicating across business divisions and levels of seniority
• Strong team player with the ability to take ownership and deliver independently
• Able to work under pressure with tight deadlines and/or multiple projects
• Strong interpersonal skills required to liaise with other subject matter experts to problem solving issues or generating ideas
• Experience and ability to work in a culturally diverse and geographically distributed team
• Experience in negotiation and conflict resolution
• Possess initiative, drive and excellent attention to detail
• Good cross product knowledge
• Understanding of technology and development lifecycle – experience in both SDLC & Agile/SCRUM delivery

What we offer:

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
• Let’s build the bank we need for the future we want.
• Find the best version of yourself in a friendly, supportive team.
• Build lasting value in your community.
• Help people grow their assets, business, and investments.
• Take your learning as far as you can.
• Or simply enjoy a vibrant, future-ready career.
• Your Opportunity Starts Here