APAC Commercial Credit Underwriter – Data-Driven Risk

Stripe; Singapore; On-site; SGD 118,000 - 178,000; Full time

Benefits offered by this job

Equity

Bonus / commissions

Retirement plans

Health benefits

Wellness stipends

Job summary

Stripe's APAC Credit Risk team seeks a seasoned credit professional to underwrite and manage a portfolio of rapidly growing businesses across the APAC region. You will analyze complex business models, develop clear credit recommendations, and identify mitigations that protect Stripe while enabling sustainable user growth.

Responsibilities include evaluating financial statements and cash-flow forecasts, building portfolio insights, and partnering with Sales, Legal, Treasury, Finance, Product, and

Qualifications

• 5+ years of commercial credit underwriting or financial-risk experience.
• Strong ability to evaluate financial statements, cash flows and business models.
• Ability to synthesize data into clear credit narratives and mitigations.

Responsibilities

• Underwrite and manage a portfolio of Stripe's APAC/GCC clients, evaluating models and cash flows.
• Develop data-driven credit recommendations and risk mitigations.
• Provide insights to support onboarding, portfolio management and pricing analysis.
• Collaborate with Sales, Legal, Treasury, Finance, Product and Operations.

Skills

Credit underwriting

Financial analysis

Cash-flow forecasting

Portfolio risk

Cross-functional collaboration

Communication skills

Mandarin fluency

Education

Bachelor's in Finance/Accounting/Economics/Statistics

Tools

SQL

Data visualization

Job description

Stripe's APAC Credit Risk team seeks a seasoned credit professional to underwrite and manage a portfolio of rapidly growing businesses across the APAC region. You will analyze complex business models, develop clear credit recommendations, and identify mitigations that protect Stripe while enabling sustainable user growth.

Responsibilities include evaluating financial statements and cash-flow forecasts, building portfolio insights, and partnering with Sales, Legal, Treasury, Finance, Product, and