APAC Commercial Credit Underwriter for Growth & Risk

Stripe, Inc.; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Stripe, Inc. seeks an experienced Credit Risk professional to underwrite and manage a portfolio across APAC. You will evaluate complex business models, craft clear credit recommendations, and identify mitigations to protect Stripe while supporting user growth.

You’ll build expertise across APAC industries, communicate risk considerations to stakeholders, and partner with Sales, Legal, Treasury, Finance, Product, Engineering, and Operations to refine risk capabilities.

Qualifications

• 5+ years of relevant experience in commercial credit underwriting.
• Strong ability to evaluate financial statements, cash flows and repayment sources.
• Ability to synthesize quantitative and qualitative information into a credit narrative.
• Experience working cross-functionally with Sales, Legal, Treasury, Finance, Product, Operations, or Risk.

Responsibilities

• Underwrite and manage a portfolio of Stripe’s largest and fastest-growing businesses across APAC and Greater China Region.
• Evaluate complex business models and financial information to assess credit risk.
• Develop clear, data-driven credit recommendations and tailored risk mitigations.
• Build expertise across APAC industries, geographies, payment flows, and operating models.
• Provide credit insights that support onboarding, portfolio management, and merchant pricing.
• Conduct periodic reviews and communicate decisions clearly to internal stakeholders and users.
• Identify trends and improve underwriting policies, tools, or controls.

Skills

Commercial credit underwriting

Financial-risk modeling

Cash-flow forecasting

Portfolio credit risk

Cross-functional collaboration

Education

Bachelor's degree in Finance/Accounting/Economics/Statistics

Tools

SQL

Job description

Stripe, Inc. seeks an experienced Credit Risk professional to underwrite and manage a portfolio across APAC. You will evaluate complex business models, craft clear credit recommendations, and identify mitigations to protect Stripe while supporting user growth.

You’ll build expertise across APAC industries, communicate risk considerations to stakeholders, and partner with Sales, Legal, Treasury, Finance, Product, Engineering, and Operations to refine risk capabilities.