Head of Credit Data

NOBA Bank Group; Stockholms kommun; Sur place; SEK 1 200 000 - 1 900 000; Plein temps

Résumé du poste

NOBA Bank Group seeks a Head of Credit Data to shape the data foundation behind credit decisions. You will decide data sources, set requirements, and partner with data engineers to deliver high-quality input for scorecards, rules, analytics and AI tools.

You will own agreements with credit bureaus and external providers across multiple Nordic markets, manage a ~100 MSEK budget, and lead a skilled team to deliver measurable value from data.

Qualifications

• M.Sc. or equivalent with university-level mathematics and strong analytical judgment.
• Expert-level knowledge of the Nordic credit data market with hands-on bureau experience.
• Senior banking or consumer credit experience and understanding of how data feeds models and analytics.
• Proven software development skills and experience managing large software projects end to end.
• Ability to communicate across business and engineering leadership.

Responsabilités

• Set requirements and structure of credit data for scorecards, rules, analytics and AI tools.
• Increase return on NOBA data across teams.
• Own agreements with credit bureaus and external data providers across multiple countries with cost optimization.
• Collaborate with credit business to turn priorities into data deliveries.
• Provide strategic leadership for the NOBA Credit Data function.

Connaissances

Analytical mindset

Stakeholder management

Strategic thinking

Excellent communication

Data governance

Formation

M.Sc. in Mathematics or related field

Outils

AI development tools

Software project management

Description du poste

Ready to shape the data foundation that every credit decision at NOBA rests on? As Head of Credit Data, you’ll decide what data we buy, what we build and what good looks like – so that scorecards, credit rules, analytics and AI tools run on the best input. It’s a role with real weight, and a rare chance to work on what may be the largest credit-relevant dataset in the Nordics.

About the role:

We are Credit & Analytics, the team behind every credit decision across all our markets and brands – the logic, process, software and analytics that handle about 25 million applications per year. Credit data is the raw material for all of it, from scorecards and pricing to our AI tools. We’re rewiring how we work, and we need someone exceptional to own the data side of that journey. As Head of Credit Data, you own the data that powers credit granting: which sources we use, what we require of them, what they cost and how they’re made available. You sit between the credit business and our data engineers, translating between the two.

Your main responsibilities include:

• Setting the requirements for, and structure of, our credit data – quality, coverage, lineage and timeliness – so it can be used for scorecards, credit rules, analytics and AI tools, with a clear view of what good looks like

• Helping teams across NOBA further increase the return on our data

• Owning our agreements with credit bureaus and external data providers across multiple countries, with overall responsibility for optimising our Credit Information Costs, a budget of around 100 MSEK

• Working closely with the credit business to prioritise what matters most, and turning that into concrete deliveries for the data engineering team

• Providing strategic leadership for the NOBA Credit Data function and driving the development of its people, capabilities and ways of working

Who we’re looking for

You’re analytical and structured, with a clear view of what good looks like and the drive to get there. You find novel solutions to complex problems, build strong relationships and listen to turn ambiguous asks into precise requirements. Your satisfaction comes from moving the needle.

On top of this, we’re looking for you who have:

• An M.Sc. or equivalent from a demanding field, with university-level mathematics and strong analytical judgment

• Expert-level knowledge of the Nordic credit data market, with hands‑on experience of bureau datasets for prediction – ideally the full process of scanning, acquiring, negotiating and implementing credit-relevant data, then building models and tracking performance

• Senior experience in banking and/or consumer credit, with a deep understanding of how credit data feeds models, rules and analytics

• Proven software development skills, including managing larger software projects end to end, and advanced use of AI development tools

• Experience driving initiatives in complex stakeholder environments, bridging business and engineering, and communicating clearly with both technical and senior audiences

We’re early in rewiring how credit is underwritten with modern data and AI tooling, so this is a chance to set the standard rather than inherit one. If you want to create something truly outstanding at the core of banking, we’d love to hear from you.

In addition to this, it is important to us that you recognize yourself in our values: we are wholehearted, we collaborate and we take the lead.

Have you heard of NOBAVERSE? In our NOBAVERSE, we value openness, trust, and diversity. Here, you can influence your own development and have fun along the way to achieving our goals – all in a workplace that’s a little extra bubbly!

Read more about our employee value proposition on our careers page.

Read more about how our recruitment process works in the FAQ.

We care for your privacy and, with reference to the GDPR, would like to ask you not to include any sensitive personal data in your application, for examples information about ethnic origin, political opinions, religious beliefs or information about your health.

Read more about how we handle your personal data here.