Senior Credit Assessor

Allianz; Riyadh; Hybrid; SAR 180,000 - 360,000; Full time

Benefits offered by this job

Remote work 10 days/month

Well-being support

Flexible environment

Personal development

Job summary

Allianz Saudi Arabia is seeking an experienced credit risk professional to assess SMEs and large corporates, applying grading methods that influence underwriting decisions. You will monitor portfolios, present quarterly insights, and collaborate with Underwriting, Commercial & Claims teams within a Credit Intelligence function.

Ideal candidates have 5–8 years in Banking, Audit/Consulting or Credit Insurance, with English and Arabic fluency and CFA or equivalent qualifications.

Qualifications

• Masters in Finance or Accounting background is required.
• CFA or equivalent professional qualification is required.
• Strong business writing and communication in English; Arabic is a must.

Responsibilities

• Assess SMEs and large caps with graded risk impacting underwriting.
• Align assessments with Allianz/ Euler Hermes grading methodology and sector risk factors.
• Monitor portfolio and conduct market visits with buyers to maintain presence.

Skills

Interpersonal

Agile

Team player

Grading decisions

Self-motivation

Task management

Communication

Education

Masters in Finance

CFA or equivalent

Job description

Your challenge

• 'Assessing SME's and large Caps with grading assigned that will impact commercial and risk underwriting stance.
• Assessment in line with Euler Hermes/ Allianz Grading Methodolody and key risk factors by sector.
• Active monitoring of the portfolio as per sensitivity theresholds and ensuring market presence via buyers visits.
• Preparing and presenting detailed quarterly sectors insights and reports.
• Interaction and alignment with internal stakeholders (Underwriting, Commerical & Claims departments)
• Transversal projects within Credit Intelligence Department

You are an ideal candidate if you possess:

• Is knowledgable on GCC markets and/or key regional trade sectors
• Business expertise
• minimum 5 to 8 years of relevant experience in Banking, Audit/Consulting or Credit Insurance industry.

• Interpersonal skills
• Agile and team player
• Ability to take and justifiy grading decisions
• Self motivation and eager for continious personal development
• Capacity to manage tasks/projects
• Excellent communication and presentation skills

Educational requirements:

• Audit, Finance background Masters. in Finance/Accounting
• CFA or equivalent professional qualification
• Strong business writing and communication skills in English, Arabic is a must.

We utilize Artificial Intelligence powered tools and encourage candidates with a basic understanding of commonly used platforms, as well as an awareness of best practices and the potential risks associated with AI in the workplace.

Why working with us?

Remote working? 10 days per month, plus some days of working from abroad 360° well-being? We care about your health so you can benefit from dedicated support for your psychophysical well-being
Discover a flexible and inclusive environment where your peace of mind and personal style truly matterWe are seeking candidates who are naturally curious and have a keen interest in technology and innovation. As we navigate the future, we value individuals who are eager to stay updated with the latest digital trends and advancements. The ideal candidate should demonstrate a proactive approach to learning and adapting to new tools and technologies, especially Artificial Intelligence (AI) powered tools, showcasing a forward-thinking mindset that aligns with our vision for growth and progress

Customer and Market Excellence:

Unwavering commitment and expertise to provide maximum support to those who rely on us

Collaborative Leadership:

Valuing people, promoting a culture of feedback and collective well-being

Entrepreneurship:

Anticipating trends and taking risks in an environment that fosters innovation and responsibility

Trust:

Acting with integrity, honoring commitments, promoting diversity and inclusion, and acting transparently for corporate social responsibility

What you should know before applying

At Allianz, we are committed to ensuring a fair hiring process and minimizing unconscious bias during the screening phase. We ask each candidate to submit their resume including only essential information for an objective and transparent assessment of skills and experience. For example, it is preferable to omit the photo or city of residence before submitting the CV.

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