Product Manager Digital Enterprise Solutions Governance & Portfolio Performance

Tata Consultancy Services; Riyadh; On-site; SAR 300,000 - 540,000; Full time

Job summary

Tata Consultancy Services (MEA) is seeking a Product Manager Digital Enterprise Solutions Governance & Portfolio Performance to own P&L across the Digital Enterprise Solutions portfolio. You will lead budgeting, pricing, and governance while coordinating with Finance, Risk, Compliance, Audit, Technology, and Operations to drive profitability and strategic outcomes.

The role requires 5+ years in finance or product management within banking, fintech, or digital financial products, with strong

Qualifications

• 5+ years of relevant professional experience.
• Experience in banking, fintech, digital payments, or digital financial products is strongly preferred.
• Practical experience with product P&L, budgeting, forecasting, pricing, financial analysis, accounting coordination, or portfolio performance management.
• Strong understanding of accounting entries, accruals, reconciliation, revenue and cost structures, and financial controls relevant to banking or digital products.
• Working knowledge of APIs and integrations, REST/SOAP concepts, JSON/XML, transaction flows, settlement and reconciliation processes, and digital banking platforms.
• Advanced analytical capability and proficiency in Excel; experience with financial modelling, reporting, dashboards, or data analysis is preferred.
• Strong stakeholder management, communication, ownership, attention to detail, and ability to coordinate across Finance, Technology, Operations, Risk, Compliance, and Audit.
• Professional certifications in product management, finance, accounting, project management, or related disciplines are advantageous.

Responsibilities

• Manage and monitor the P&L of all products within the Digital Enterprise Solutions portfolio, including revenue, costs, profitability, margins, and performance against targets.
• Prepare and maintain annual budgets, forecasts, revenue targets, and periodic variance analysis, and identify opportunities to improve profitability or address financial underperformance.
• Personally manage product-related accounting activities in coordination with Finance and Accounting, including entries, accruals, reversals, provisions, reconciliations, revenue recognition, and cost allocations.
• Investigate and resolve financial discrepancies, revenue leakage, incorrect charges, missing entries, or other issues affecting product financials, while maintaining clear supporting records and audit trails.
• Own product pricing structures and pricing governance, including periodic pricing reviews, profitability assessment, client pricing proposals, and evaluation of pricing exceptions or commercial concessions.
• Develop and maintain financial business cases for new products, enhancements, strategic initiatives, and investments, and monitor realization of expected financial benefits after implementation.
• Establish and maintain portfolio governance standards, including policies, procedures, SOPs, controls, decision records, documentation repositories, action trackers, and management reporting requirements.
• Coordinate governance matters with Finance, Accounting, Risk, Compliance, Audit, Technology, Operations, and other relevant stakeholders, and track observations or remediation actions to closure.
• Develop and maintain portfolio KPIs and dashboards covering financial performance, transaction values and volumes, client adoption, utilization, service quality, and strategic delivery.
• Produce regular portfolio performance reports for management, highlighting trends, exceptions, financial impacts, risks, and recommended actions.
• Assess the financial, governance, and control impacts of technical or product changes and participate in relevant design, change, and implementation discussions.Maintain sufficient technical understanding of APIs, transaction processing, settlement, reconciliation, digital banking architecture, and system integrations to effectively govern and financially manage the portfolio.

Education

Bachelor's degree in Business, Finance, Accounting, Information Systems, Computer Science, Engineering, or a related discipline

Job description

Job Title – Product Manager Digital Enterprise Solutions Governance & Portfolio Performance

Company – TCS (MEA)

Job type – Full time

About Us:

Tata Consultancy Services (TCS) is an IT services, consulting and business solutions organization that has been partnering with many of the world’s largest businesses in their transformation journeys for over 50 years. TCS offers a consulting-led, cognitive powered, integrated portfolio of business, technology and engineering services and solutions. This is delivered through its unique Location Independent Agile™ delivery model, recognized as a benchmark of excellence in software development.

A part of the Tata group, India's largest multinational business group, TCS has over 616,171 of the world’s best-trained consultants with 157 nationalities in 53 countries. For more information, visit www.tcs.com and follow TCS news at @TCS_News.

Job Description:

Key Responsibilities

• Manage and monitor the P&L of all products within the Digital Enterprise Solutions portfolio, including revenue, costs, profitability, margins, and performance against targets.
• Prepare and maintain annual budgets, forecasts, revenue targets, and periodic variance analysis, and identify opportunities to improve profitability or address financial underperformance.
• Personally manage product-related accounting activities in coordination with Finance and Accounting, including entries, accruals, reversals, provisions, reconciliations, revenue recognition, and cost allocations.
• Investigate and resolve financial discrepancies, revenue leakage, incorrect charges, missing entries, or other issues affecting product financials, while maintaining clear supporting records and audit trails.
• Own product pricing structures and pricing governance, including periodic pricing reviews, profitability assessment, client pricing proposals, and evaluation of pricing exceptions or commercial concessions.
• Develop and maintain financial business cases for new products, enhancements, strategic initiatives, and investments, and monitor realization of expected financial benefits after implementation.
• Establish and maintain portfolio governance standards, including policies, procedures, SOPs, controls, decision records, documentation repositories, action trackers, and management reporting requirements.
• Coordinate governance matters with Finance, Accounting, Risk, Compliance, Audit, Technology, Operations, and other relevant stakeholders, and track observations or remediation actions to closure.
• Develop and maintain portfolio KPIs and dashboards covering financial performance, transaction values and volumes, client adoption, utilization, service quality, and strategic delivery.
• Produce regular portfolio performance reports for management, highlighting trends, exceptions, financial impacts, risks, and recommended actions.
• Assess the financial, governance, and control impacts of technical or product changes and participate in relevant design, change, and implementation discussions.Maintain sufficient technical understanding of APIs, transaction processing, settlement, reconciliation, digital banking architecture, and system integrations to effectively govern and financially manage the portfolio.

Qualification and Experience Required

• Bachelor's degree in Business, Finance, Accounting, Information Systems, Computer Science, Engineering, or a related discipline.
• Minimum 5 years of relevant professional experience.
• Experience in banking, fintech, digital payments, transaction banking, wholesale banking, or digital financial products is strongly preferred.
• Practical experience with product P&L, budgeting, forecasting, pricing, financial analysis, accounting coordination, or portfolio performance management.
• Strong understanding of accounting entries, accruals, reconciliation, revenue and cost structures, and financial controls relevant to banking or digital products.
• Working technical knowledge of APIs and integrations, REST/SOAP concepts, JSON/XML, transaction flows, settlement and reconciliation processes, and digital banking platforms.
• Advanced analytical capability and proficiency in Excel; experience with financial modelling, reporting, dashboards, or data analysis is preferred.
• Strong stakeholder management, communication, ownership, attention to detail, and ability to coordinate across Finance, Technology, Operations, Risk, Compliance, and Audit.
• Professional certifications in product management, finance, accounting, project management, or related disciplines are advantageous.

Application Deadline: 30th-August-2026

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