Co-Founder & CXO: FinTech Ops Leader to Scale & Equity

Sanabil Studio; Riyadh; On-site; SAR 350,000 - 700,000; Full time

Benefits offered by this job

Competitive pay

Equity

Premium gear

Mentorship that matters

Accelerated curve

Job summary

Sanabil Studio in Saudi Arabia is building a next-generation financial technology platform for the Saudi market, focusing on transforming customer experience through technology, data, and operational excellence. The role is Co-Founder & CXO, responsible for leading Finance, Accounting, HR, Collections and Customer Care, shaping the operating backbone as the company scales.

You will drive budgeting, controls, compliance with SAMA and NBFI, and embed digital tools across functions to accelerate

Qualifications

• 10–15 years of experience in consumer or micro-finance in Saudi Arabia with a strong Finance and Accounting foundation.
• Led multiple functions concurrently (Finance, HR, Collections, Customer Care) and delivered performance.
• Deep knowledge of SAMA regulations and NBFI operations and advising on them, not just compliance.
• Proven track record of scaling operations using digital tools, dashboards, and automation.
• Fluent in Arabic and English; able to operate across regulators and partners.

Responsibilities

• Lead Finance, Accounting, HR, Collections, and Customer Care as one integrated operational function.
• Build annual operating plans, monthly targets, and financial controls.
• Strengthen accounting accuracy, closing discipline, and regulatory compliance (SAMA, NBFI).
• Lead budgeting, forecasting, liquidity planning, and cost management.
• Drive collections strategy, workflow automation, agency management, and portfolio health.
• Improve HR systems, including hiring, onboarding, compensation, and performance management.
• Raise customer care quality, SLAs, and resolution times to build trust and retention.
• Embed digital tools across all functions to reduce manual work and accelerate execution.
• Manage vendors, outsourcing partners, and core system providers.
• Support audits, regulatory reviews, and board reporting.
• Coordinate with credit, product, technology, and compliance for alignment.

Skills

Finance leadership

Cross-functional leadership

Regulatory knowledge

Digital dashboards

KPI governance

Tools

Dashboard tools

Workflow automation

Job description

Sanabil Studio in Saudi Arabia is building a next-generation financial technology platform for the Saudi market, focusing on transforming customer experience through technology, data, and operational excellence. The role is Co-Founder & CXO, responsible for leading Finance, Accounting, HR, Collections and Customer Care, shaping the operating backbone as the company scales.

You will drive budgeting, controls, compliance with SAMA and NBFI, and embed digital tools across functions to accelerate