Co-Founder & CXO

Sanabil venture studio; Saudi Arabia; On-site; SAR 900,000 - 1,500,000; Full time

Job summary

Sanabil venture studio seeks a senior leader to own Finance, Accounting, HR, Collections and Customer Care as an integrated function. You will build annual plans, set monthly targets and establish robust financial controls while ensuring SAMA and NBFI compliance.

You will drive budgeting, forecasting, liquidity planning and cost management across the business. You will lead digital transformation with dashboards and automation, coach teams, and collaborate with credit, product, technology and

Qualifications

• 10–15 years of experience in consumer or micro-finance in Saudi Arabia.
• Led Finance, HR, Collections and Customer Care across functions.
• Deep knowledge of SAMA regulations and NBFI operations.
• Proven track record building operations with digital tools and dashboards.
• Fluent in Arabic and English; capable of coordinating with regulators and partners.

Responsibilities

• Lead Finance, Accounting, HR, Collections and Customer Care as a unified function.
• Build annual operating plans, monthly targets and financial controls.
• Ensure accounting accuracy, close discipline and SAMA/NBFI compliance.
• Drive budgeting, forecasting, liquidity planning and cost management.
• Embed digital tools to reduce manual work and accelerate execution.

Skills

Strategic leadership

Cross-functional leadership

Financial planning

Regulatory compliance

KPI framework

Workflow automation

Team coaching

Bilingual arabic-english

Education

Finance/Accounting degree

Job description

THE ROLE

What you ll own here Lead Finance Accounting HR Collections and Customer Care as one integrated operational function Build annual operating plans monthly performance targets and the financial controls to support them Strengthen accounting accuracy closing discipline and full compliance with SAMA guidelines and NBFI requirements Lead budgeting forecasting liquidity planning and cost management across the business Drive collections strategy workflow automation agency management and overall portfolio health Improve HR systems including hiring onboarding compensation and performance management Raise customer care quality SLAs and resolution times to a level that builds trust and retention Embed digital tools across all functions to reduce manual work and accelerate execution Manage vendors outsourcing partners and core system providers Support audits regulatory reviews and board reporting Coordinate closely with credit product technology and compliance to ensure full alignment

THE ENVIRONMENT

What working here actually looks like Operational Ownership This is not a governance role You will be in the business building systems setting standards and driving performance across every function you lead Compliance Without Compromise We operate in a regulated environment and take it seriously You will have the mandate and support to do things right not just fast Early Stage Real Scale We are at the beginning of something with significant ambition The infrastructure you build now will define how the company operates at scale You're probably a fit ifYou have 10 15 years of experience in consumer or micro-finance in Saudi Arabia, with a strong foundation in Finance and Accounting.You have led multiple functions simultaneously, including Finance, HR, Collections, and Customer Care, and consistently delivered performance.You have deep knowledge of SAMA regulations and NBFI operations, and can advise on them, not just comply.You have a proven track record of scaling operations through digital tools, dashboards, and workflow automation.You make clear, structured decisions under pressure and hold teams accountable through KPIs and performance frameworks.You are a strong leader and coach who builds team capability and ownership.You are fluent in both Arabic and English and can operate seamlessly across internal teams, regulators, and external partners.Bonus: Experience in early-stage or high-growth lending environments where you built an operational structure from scratch.