Senior Certified Accountant

Aion Bank (UniCredit Group); Lisboa; Hybrid; EUR 42,000 - 64,000; Full time

Benefits offered by this job

Apple MacBook provided

Flexible Work Model

Comprehensive private healthcare

Meal vouchers

Job summary

A digital bank in Lisbon is seeking a Senior Licensed Accountant to oversee financial and accounting processes. The ideal candidate should possess a Certified Accountant designation, with 3-5 years of experience in the banking sector. Responsibilities include maintaining the general ledger, preparing financial statements in accordance with IFRS, managing local tax filings, and conducting reconciliations. The role also emphasizes professional integrity and the ability to adapt to frequent changes in tax law.

Qualifications

• Certification is a must - Certified Accountant (Contabilista Certificado) registered with the OCC.
• Minimum of 3–5 years of experience in accounting, ideally within the banking or financial services sector in Portugal.
• Solid experience in the preparation and analysis of financial statements in accordance with IFRS.
• High level of integrity, especially regarding sensitive financial information and AML awareness.
• Ability to keep up with the frequent changes in Portuguese tax law and EU banking directives.
• Native Portuguese and professional English for international reporting.
• High integrity with AML awareness.
• Ability to adapt to changes in Portuguese tax law and EU directives.

Responsibilities

• Maintain and oversee the branch’s general ledger, ensuring all transactions are recorded accurately.
• Assist in the preparation of financial statements in accordance with IFRS and local Portuguese accounting standards.
• Manage local tax filings, including VAT (IVA) and Corporate Income Tax (IRC).
• Conduct regular reconciliations of bank accounts and inter-branch transfers.
• Supervise the invoicing process for bank customers.
• Coordinate with auditors during annual reviews and provide documentation.
• Monitor changes in local financial and tax law.
• Support new banking product implementations ensuring tax compliance.
• Supervise invoicing for bank customers.
• Manage fixed asset registers and asset valuation.

Skills

Certified Accountant (Contabilista Certificado)

Accounting experience

Financial statements preparation and analysis

Advanced Excel skills

Fluent Portuguese

Professional Working Proficiency in English

Education

Bachelor's or Master’s degree in Accounting, Finance, or Economics

Bachelor's or Master's in Accounting/Finance/Economics

Job description

Aion belongs to one of the largest financial groups in Europe, serving over 15 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.

We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate.

Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals.

We are looking for a Senior Licensed Accountant to join us at this pivotal moment, share our vision, and help shape the future of European banking.

What you will be doing?

We are looking for a Licensed Accountant with a robust technical background and relevant experience in financial accounting and Portuguese taxation to join our office in Lisbon.

We are looking for a professional with strong critical thinking, attention to detail, and a continuous improvement mindset, capable of integrating into a team and contributing to the ongoing enhancement of accounting and financial processes.

Key Responsibilities

• Maintain and oversee the branch’s general ledger, ensuring all transactions are recorded accurately and in real-time.
• Assist with monthly, quarterly, and annual financial statements (Balance Sheet, P&L) in accordance with IFRS and local Portuguese accounting standards.
• Perform month-end and year-end closing procedures, including accruals, prepayments, and depreciation.
• Manage local tax filings, including VAT (IVA) and Corporate Income Tax (IRC).
• Conduct regular reconciliations of bank accounts, inter-branch transfers, and suspense accounts.
• Coordinate with internal and external auditors during annual reviews, providing all necessary documentation and explanations.
• Monitor changes in local financial and tax law.
• Cooperate in the implementation of new banking products to ensure compliance with financial and tax law.
• Supervise the invoicing process for bank customers.
• Manage fixed asset registers and ensure correct valuation of collateralized assets where applicable.

Skills you should have

• Certification is a must - Certified Accountant (Contabilista Certificado) registered with the OCC (Ordem dos Contabilistas Certificados).
• Minimum of 3–5 years of experience in accounting, ideally within the banking or financial services sector in Portugal.
• Solid experience in the preparation and analysis of financial statements in accordance with IFRS.
• Bachelor’s or Master’s degree in Accounting, Finance, or Economics.
• Advanced Excel skills. Precision in handling complex financial data.
• Native/Fluent Portuguese and Professional Working Proficiency in English (required for international reporting).
• High level of integrity, especially regarding sensitive financial information and AML (Anti-Money Laundering) awareness.
• Ability to keep up with the frequent changes in Portuguese tax law and EU banking directives.

What we offer

You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies.

• We provide our team members with Apple MacBooks to ensure a seamless work and superior user experience.
• Flexible Work Model: We offer a hybrid approach with a monthly allowance to support your home office costs.
• Health & Wellbeing: You and your closest family (spouse and dependents) will be covered by comprehensive private healthcare.
• Meal Support: We help fuel your day with meal vouchers.

Our process

We keep our recruiting process simple.

Step 1: Talk with one of our Recruiters about your to date experiences and ambitions

Step 2: Meet with your future Team Manager to deep dive on the role specifics and our work environment

Our note to you

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.