Senior Financial Risk Officer | ICAAP/ILAAP & Automation

Banco Finantia; Lisboa; Hybrid; EUR 80,000 - 105,000; Full time

Job summary

Banco Finantia is seeking a Risk Officer to join the Group Financial Risk Department in Portugal. The role focuses on monitoring key financial risks across geographies and business units, with emphasis on regulatory excellence and data-driven decision-making.

The candidate will contribute to ICAAP/ILAAP processes, risk reporting, and continuous process improvement while interacting with regulators, auditors, and international subsidiaries. Fluency in English is required; Spanish is a plus.

Qualifications

• Master's degree in Mathematics, Statistics, Economics, Management or a related field.
• More than 8 years of experience in Financial Risk Management, preferably within the banking sector.
• Strong knowledge of financial risk methodologies and banking regulation.
• Experience with ICAAP, ILAAP and risk monitoring frameworks.
• Strong analytical skills and experience working with large data sets.
• Knowledge of SQL, Python and Business Intelligence tools.
• Fluency in English; Spanish will be considered an advantage.
• Critical thinking, proactivity and a strong sense of responsibility.

Responsibilities

• The monitoring and assessment of Credit, Market, Interest Rate, Foreign Exchange and Liquidity Risks;
• The development of ICAAP and ILAAP processes, including stress-testing exercises;
• The production and automation of risk reporting for management and regulatory purposes;
• The continuous improvement of risk management processes through data and automation;
• The monitoring of the Risk Appetite Framework (RAF) and risk governance practices;
• The interaction with regulators, auditors and international subsidiaries on risk-related matters.

Skills

SQL

Python

BI tools

English fluency

Spanish advantage

Education

Master’s degree in Mathematics/Statistics/Economics/Management or related field

Job description

Banco Finantia is seeking a Risk Officer to join the Group Financial Risk Department in Portugal. The role focuses on monitoring key financial risks across geographies and business units, with emphasis on regulatory excellence and data-driven decision-making.

The candidate will contribute to ICAAP/ILAAP processes, risk reporting, and continuous process improvement while interacting with regulators, auditors, and international subsidiaries. Fluency in English is required; Spanish is a plus.