Senior Credit Data Analyst

Ocupacao; Lisboa; Hybrid; EUR 50,000 - 70,000; Full time

Job summary

BNP Paribas in Portugal seeks a Senior Credit Data Analyst to perform ongoing data analysis on credit risk parameters and their impact on Risk Weight Assets calculations. You will investigate, test implementations, document data, and work with internal clients to improve processes and regulatory reporting.

Ideal candidates have a degree in Economics/Finance/Accounting, 3+ years in risk, strong Excel/Access and MySQL skills, and fluent English.

Qualifications

• Bachelor's degree in Economics, Finance or Accounting.
• At least 3 years of professional experience in risk and controls.
• Knowledge of law and regulations.
• Fluent in English, verbal and written.
• Proficient knowledge of Microsoft Office (Excel and Access).
• Proficient knowledge of MySQL.
• Strong communication and teamwork abilities.
• Analytical thinking, proactivity and problem solving.

Responsibilities

• Investigate, analyse and control the calculation of Risk Weight Assets, monitor and explain.
• Participate in testing new implementations, gathering and documenting data on calculation or systems evolution.
• Collaborate with internal clients to understand needs and drive continuous improvement.
• Support, analyse and monitor information for regulatory purposes.
• Maintain documentation of methodologies, tools, processes and procedures.
• Participate in transversal projects as a key contributor for improvement and decision making.

Skills

Fluent English

Communication skills

Teamwork

Critical thinking

Proactivity

Analytical ability

Education

Bachelor's Degree in Economics, Finance or Accounting

Tools

Excel

Access

MySQL

Job description

About The Job

The Senior Credit Data Analyst performs continuous data analysis on the group’s credit risk parameters and their impact on Risk Weight Assets calculation.

Your Main Activities Are

• Investigate, analyse and control the calculation of Risk Weight Assets, monitor and explain
• Participate in testing new implementations, gathering, and documenting data on calculation or systems evolution
• Collaborate with internal clients to best understand their needs towards the process and assure continuous improvement
• Support, analyse and monitor the information provided for regulatory purposes
• Ensure proper maintenance of documentation of all methodologies, tools, processes and procedures
• Continuous participation in transversal projects, being a key participant for improvement and decision making

Profile And Skills To Success

• Bachelor's Degree in Economics, Finance or Accounting
• At least 3 years of professional experience in risk and controls
• Knowledge of law and regulations
• Proficient knowledge of Microsoft Office Pack (Excel and Access)
• Proficient knowledge of MySQL
• Fluent in English, verbal and written
• Good communication skills
• Teamwork and ability to collaborate
• Critical thinking
• Proactivity
• Analytical ability

Why joining BNP Paribas?

BNP Paribas, The European Leader In Banking And Financial Services In Europe, Operates In 64 Countries And Has Nearly 180,000 Employees. The Group Is Structured Around Three Operating Divisions. Its Business Lines Cooperate Closely, As Part Of Our Integrated Model, To Meet The Needs Of All Our Clients In a Coordinated Manner

• Corporate & Institutional Banking (CIB), connects corporate clients needing financing and institutional clients looking for investment opportunities;
• Commercial, Personal Banking & Services (CPBS), brings together all the Group’s commercial & personal banking and several specialised businesses;
• Investment & Protection Services (IPS), combines a unique continuum of products and services across protection, saving, investment and real-estate.

Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

Diversity and Inclusion Commitment

BNP Paribas´ Ambition Is To Cultivate An Open And Responsive Environment For All That Encourages Collaboration And Interaction. We Demonstrate Our Commitment By Actively Contributing To The Group’s Diversity And Inclusion Strategy And Goals, In Line With The United Nations Sustainable Development Goals. As Part Of Our Local Corporate And Social Responsibility - Diversity & Inclusion Strategy, BNP Paribas Portugal Is Committed To

• Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
• Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.

Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

• Please note that only applications submitted in English will be considered.
• In case you are selected for this role, further documentation will be requested to support your hiring process.