Junior Finance Analyst

act digital; Lisboa; Presencial; EUR 26.000 - 42.000; Jornada completa

Descripción de la vacante

act digital is seeking a Junior Finance Analyst to join a Securities Settlement team within an international financial environment. This role offers exposure to securities transactions, reconciliation, and settlement processes, ideal for recent graduates or early-career professionals.

You will monitor transactions through the settlement lifecycle, investigate discrepancies, and coordinate with custodians to ensure accurate daily financial operations.

Formación

• 0–2 years of experience in Finance, Banking Operations, Financial Markets, or a similar environment.
• Recent graduates with relevant academic backgrounds are encouraged to apply.
• Interest in developing a career within the financial sector.
• Good understanding of financial and banking concepts.
• Strong analytical and numerical skills.
• Excellent attention to detail.
• Ability to work under pressure and manage multiple priorities.
• Strong sense of responsibility and organization.

Responsabilidades

• Monitor securities transactions from instruction through settlement.
• Perform cash and position reconciliations.
• Investigate and resolve operational discrepancies.
• Work closely with local and international custodians.
• Support the accurate processing of financial transactions.
• Contribute to operational controls and risk reduction.
• Develop a strong understanding of financial markets and securities operations.

Conocimientos

Analytical skills

Attention to detail

Communication skills

Organization

Educación

Finance/Economics/Accounting degree

Herramientas

Microsoft Excel

Microsoft Outlook

Microsoft PowerPoint

Descripción del empleo

We are looking for a Junior Finance Analyst to join a Securities Settlement team within an international financial environment.

This is an excellent opportunity for a recent graduate or early-career professional looking to build a career in Finance and Banking Operations, gaining hands‑on exposure to securities transactions, international markets, reconciliation, custody, and settlement processes.

You will be responsible for monitoring transactions throughout the settlement lifecycle, investigating discrepancies, coordinating with local and global custodians, and helping ensure the accuracy and smooth execution of daily financial operations.

As a Junior Finance Analyst, you will:

• Monitor securities transactions from instruction through settlement.
• Perform cash and position reconciliations.
• Investigate and resolve operational discrepancies.
• Work closely with local and international custodians.
• Support the accurate processing of financial transactions.
• Contribute to operational controls and risk reduction.
• Develop a strong understanding of financial markets and securities operations.

Securities Settlement

• Monitor securities transactions across international markets.
• Follow client instructions through to successful settlement.
• Coordinate settlement activities with local and global custodians.
• Monitor pending and failed transactions.
• Support pre-settlement and post-settlement activities.
• Ensure transactions are processed accurately and within expected deadlines.
• Perform reconciliation of:
• Cash positions
• Transaction information
• Compare internal records with custodian information.
• Identify and investigate reconciliation breaks.
• Analyze discrepancies and coordinate their resolution.
• Escalate unresolved issues when required.
• Maintain appropriate records and operational evidence.

Stock & Position Management

• Support stock forecast activities.
• Monitor securities availability for upcoming settlements.
• Support cross-border position movements.
• Assist with fail coverage and borrowing instructions where required.
• Help minimize settlement failures and associated operational costs.
• Follow established procedures, controls, and operational checklists.
• Contribute to the reduction of settlement and operational risk.
• Identify unusual situations and elevate them appropriately.
• Ensure activities are completed accurately and within established procedures.
• Support the continuous improvement of financial control processes.

Client & Stakeholder Support

• Respond to queries clearly and within expected timelines.
• Collaborate with custodians and internal operational teams.
• Keep the Team Leader informed of relevant client activities and operational issues.
• Maintain clear and professional communication with stakeholders.
• Support changes to processes and operational procedures.

Reporting & Documentation

• Maintain operational procedures and documentation.
• Support daily operational reporting.
• Use Microsoft Excel to analyze and monitor financial information.
• Contribute to the accuracy and traceability of operational data.

What We’re Looking For

Profile

• 0–2 years of experience in Finance, Banking Operations, Financial Markets, or a similar environment.
• Recent graduates with relevant academic backgrounds are also encouraged to apply.
• Interest in developing a career within the financial sector.
• Good understanding of financial and banking concepts.
• Strong analytical and numerical skills.
• Excellent attention to detail.
• Ability to work under pressure and manage multiple priorities.
• Strong sense of responsibility and organization.
• Finance
• Economics
• Accounting
• Management
• Business Administration
• Or another relevant financial field

Finance & Markets

• Securities Operations
• Securities Settlement
• Clearing & Custody
• International Markets
• Transaction Processing
• Break Analysis
• Operational Controls

Tools

• Microsoft Excel
• Microsoft Outlook
• Microsoft PowerPoint
• Strong analytical skills.
• Excellent attention to detail and accuracy.
• Organized and methodical approach.
• Ability to work effectively under pressure.
• Strong teamwork capabilities.
• Client-oriented mindset.
• Clear written and verbal communication.
• Proactive attitude and willingness to learn.