Credit Specialist

H.B. Fuller; Mindelo; On-site; EUR 32,000 - 52,000; Full time

Job summary

H.B. Fuller Portugal is seeking a Credit Specialist to join our Global Finance Services team. You will help protect the company's financial position by ensuring timely collection of receivables and managing credit risk, collaborating with customers, Sales, and Finance to improve cash flow.

This role requires a Bachelor's degree and 3+ years' experience; SAP and Excel proficiency preferred. We offer a collaborative, multinational environment with opportunities for growth; Hybrid work arrangement

Qualifications

• Bachelor's degree in Finance, Accounting, Business, or related field.
• 3+ years' relevant experience in credit, AR, or finance.
• Knowledge of finance and accounting principles.
• Experience analyzing financial or customer account data.
• Excellent written and verbal communication skills.
• Authorization to work in the country of employment.

Responsibilities

• Monitor AR aging and follow up on overdue balances.
• Develop collection strategies to support timely payment.
• Investigate invoice discrepancies and process gaps.
• Assess order releases against credit limits and aging.
• Evaluate customer credit risk and recommend credit limits.
• Partner with Sales to mitigate customer credit risks.
• Monitor and contribute to AR KPIs and targets.
• Support AR reporting and continuous process improvements.

Skills

Credit analysis

AR experience

Financial data analysis

Education

Bachelor's degree in Finance, Accounting, Business, or related field

Tools

SAP

Job description

As the largest pureplay adhesives company in the world, H.B. Fuller's (NYSE: FUL) innovative, functional coatings, adhesives and sealants enhance the quality, safety and performance of products people use every day. Founded in 1887, with 2025 revenue of $3.5 billion, our mission to Connect What Matters is brought to life by more than 7,100 global team members who collaborate with customers across more than 30 market segments in 150 countries to develop highly specified solutions that enable customers to bring world-changing innovations to their end markets. Learn more at www.hbfuller.com.

H.B. Fuller Portugal is a strategically important site that combines manufacturing operations with a broad range of global and regional support functions, including Finance, HR, IT, Legal, Sourcing, Supply Chain, Sales, R&D, Customer Service, and Operations. Supporting multiple regions around the world, the site offers employees unique opportunities for international exposure, cross-functional collaboration, internal mobility, and continuous career development within a globally connected environment. This commitment to employee growth and workplace culture has earned H.B. Fuller recognition as a Great Place to Work.

Position Overview

Join H.B. Fuller as a Credit Specialist within our Global Finance Services team. You will help protect the company's financial position by ensuring timely collection of receivables and managing credit risk. You will collaborate with customers, Sales, and Finance teams to improve cash flow and order-to-cash processes.

Primary Responsibilities

• Monitor AR aging and follow up on overdue balances.
• Develop collection strategies to support timely payment.
• Investigate invoice discrepancies and process gaps.
• Assess order releases against credit limits and aging.
• Evaluate customer credit risk and recommend credit limits.
• Partner with Sales to mitigate customer credit risks.
• Monitor and contribute to AR KPIs and targets.
• Support AR reporting and continuous process improvements.

Minimum Requirements

• Bachelor's degree in Finance, Accounting, Business, or related field
• 3+ years' relevant experience.
• Knowledge of finance and accounting principles.
• Experience analyzing financial or customer account data.
• Effective written and verbal communication skills.
• Authorization to work in the country of employment.

Preferred Requirements

• Experience using SAP.
• Experience within a multinational organization.
• Proficiency in Microsoft Excel, Word, and Outlook.
• Experience with credit assessment, collections, or Accounts Receivable.

H.B. Fuller is an Equal Employment Opportunity employer and proud to have created a collaborative culture where employees around the world are seen, heard, and respected. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or marital status or status as a protected veteran, or any other legally protected classification.

H.B. Fuller does not accept unsolicited resumes from recruiters, employment agencies, or staffing firms. To conduct business with H.B. Fuller, a written service agreement must be executed by Human Resources prior to submitting any information relating to a potential candidate. Without a signed service agreement, H.B. Fuller shall not be obligated for payment of any fee or compensation.

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