BA (Credit Risk Stress Testing)

act digital; Lisboa; Presencial; EUR 45 000 - 65 000; Tempo integral

Resumo da oferta

act digital is seeking a Risk Business Analyst to bridge business stakeholders and development teams within the banking risk domain. You will translate risk requirements into robust, scalable solutions and contribute to stress testing platforms and regulatory calculations.

You will collaborate across risk, data, and engineering teams, define functional specs and user stories, and support testing, deployment, and continuous improvement of risk platforms.

Qualificações

• Strong analytical and problem-solving skills.
• Ability to translate business needs into functional specifications and user stories.
• Experience bridging business and technical teams in risk domains.
• Knowledge of risk concepts and regulatory requirements is a plus.

Responsabilidades

• Gather, analyze, and challenge risk requirements from stakeholders.
• Translate business needs into detailed functional specifications and user stories.
• Define and execute functional testing activities and support UAT.
• Collaborate with business users, developers, and project stakeholders throughout delivery lifecycle.

Conhecimentos

Analytical thinking

Stakeholder engagement

Ferramentas

SQL

Python

Descrição da oferta de emprego

As a Risk Business Analyst, you will act as the bridge between business stakeholders and development teams, ensuring risk management requirements are translated into robust and scalable solutions.

You will contribute to the evolution of stress testing platforms, support the production of regulatory risk calculations, and play an active role in delivering strategic transformation initiatives within the Risk domain.

Business Analysis & Functional Expertise

• Gather, analyze, and challenge business requirements from Risk stakeholders.
• Translate business needs into detailed functional specifications and user stories.
• Ensure solutions meet regulatory requirements, budget constraints, and delivery timelines.
• Collaborate closely with business users, developers, and project stakeholders throughout the delivery lifecycle.

Risk & Regulatory Projects

• Contribute to strategic initiatives covering:Basel IV
• IFRS9
• Credit Risk
• Climate Stress Testing
• EBA Stress Tests
• Capital and RWA calculations
• Support the implementation and evolution of stress testing calculation engines.
• Participate in the analysis and validation of regulatory methodologies and risk parameters.

Testing & Solution Validation

• Define and execute functional testing activities.
• Validate business requirements and ensure delivered solutions meet expected outcomes.
• Support user acceptance testing and production deployments.
• Participate in quality assurance and continuous improvement initiatives.
• Contribute to the production of official stress-testing results.
• Provide functional support to business users.
• Identify opportunities to improve processes, data quality, scalability, and platform maintainability.
• Promote best practices and operational excellence across the Risk ecosystem.

What We're Looking For

Mandatory Requirements

• Experience as a Business Analyst, Functional Analyst, or Risk Specialist within the banking sector.
• Strong knowledge of at least one of the following areas:Credit Risk
• IFRS9
• Basel Regulations
• Stress Testing
• Strong analytical and problem-solving skills.
• Proficiency in:SQL
• Python
• Ability to work closely with both business and technical teams.

Nice to Have

• Previous experience in Banking or Financial Services.
• Knowledge of:PySpark
• Experience working with large-scale data platforms.
• Familiarity with Agile methodologies.
• Experience supporting regulatory reporting or risk calculation platforms.