AML Transaction Monitoring Analyst with German

Accenture Portugal; Lisboa; On-site; EUR 30,000 - 45,000; Full time

Job summary

A global leader in professional services is seeking an AML / Transaction Monitoring Analyst with German in Lisbon. This role involves reviewing and analyzing transactions to combat financial crime, conducting investigations, and ensuring compliance with AML regulations. Candidates should have a Bachelor’s degree related to finance, at least 1 year of experience in transaction monitoring, and proficiency in German and English. Join a team that values integrity and innovation in the fight against financial crime.

Qualifications

• German proficiency at C1 level, English proficiency at B2+ level.
• Minimum 1 year in Transaction Monitoring (handling TM alerts).
• Exposure to AML, TM, E2E investigations, and SAR/STR preparation.

Responsibilities

• Review and analyze transactional activity to identify patterns of potential financial crime.
• Conduct end-to-end AML investigations and prepare case documentation.
• Perform background checks and contextual research using databases.
• Collaborate with Quality Control and Assurance teams to meet standards.
• Identify new red flags and suggest process improvements.

Skills

Excellent drafting and case-writing skills

Strong analytical and investigative mindset

Sound understanding of AML/TM regulations and typologies

High attention to detail and risk-based thinking

Education

Bachelor’s degree in Finance, Economics, Business, Law, or related field

Job description

Are you passionate about fighting financial crime and ensuring compliance? Join our team as an AML / Transaction Monitoring Analyst with German, where you’ll play a critical role in safeguarding global financial integrity.

Role Overview

You will be at the forefront of detecting and preventing financial crime through proactive transaction monitoring and investigative analysis. This role spans Consumer and Partner business segments, handling cases end-to-end—from alert review to escalation and SAR preparation—while ensuring full compliance with internal policies and global AML regulations.

Key Responsibilities

• Review and analyze transactional activity flagged by monitoring systems or manual referrals to identify patterns of potential money laundering, fraud, or terrorist financing.
• Conduct end-to-end AML investigations: gather data, perform transactional analysis, corroborate findings, and recommend disposition (escalation, closure, SAR filing).
• Prepare high-quality case narratives and documentation for internal escalation or SAR submission within regulatory timelines.
• Perform background checks and contextual research using public and subscription databases (e.g., LexisNexis).
• Maintain clear audit trails and ensure all investigative steps are accurately captured in case management systems.
• Collaborate with Quality Control and Assurance teams to meet internal and regulatory standards.
• Identify new red flags and typologies through ongoing analysis of customer behavior.
• Suggest process improvements and control enhancements to strengthen AML detection.

Qualifications

• Education: Bachelor’s degree in Finance, Economics, Business, Law, or related field.
• Language: German proficiency at C1 level, English proficiency at B2+ level
• Experience: Minimum 1 year in Transaction Monitoring (handling TM alerts).
• Exposure to AML, TM, E2E investigations, and SAR/STR preparation.

Skills

• Excellent drafting and case-writing skills.
• Strong analytical and investigative mindset.
• Sound understanding of AML/TM regulations and typologies.
• High attention to detail and risk-based thinking.
• Certifications: ICA (AML, Financial Crime, Compliance) and/or CAMS preferred.

Why Accenture?

Accenture is a global leader in professional services, helping organizations build their digital core, optimize operations, and accelerate growth. With 791,000+ people across 120+ countries, we combine technology, industry expertise, and innovation to create 360° value for clients and communities. Learn more at https://www.accenture.com.

Ready to Make an Impact?

Apply now and be part of a team that values integrity, inclusion, and innovation. Together, we can make a difference in the fight against financial crime.