Structured Finance Back Office Servicing Analyst

Societe Generale; Warszawa; Hybrid; PLN 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid work

Health package

Meal allowance

Sports card

Home office equipment bonus

Job summary

Societe Generale in Warsaw is seeking a Structured Finance Back Office Servicing Analyst to manage a portfolio of loans and guarantees, focusing on funding gaps and cashbreaks, and handling payment processing with the Life Cycle team.

You will apply rigorous analysis, work with international stakeholders, and contribute to data quality, all within a hybrid work environment in Warsaw.

Qualifications

• Back-office banking experience in a financial institution.
• Solid knowledge of payments, cash management, and basic accounting concepts.
• Strong rigor, autonomy, and analytical problem-solving abilities.
• Fluent in written and spoken English.
• Finance degree or related field.
• Experience with Structured Finance products or Loan IQ is a plus.

Responsibilities

• Manage a portfolio of loans and guarantees, focusing on funding gaps and cashbreaks.
• Analyze discrepancies, identify root causes, and monitor until resolution.
• Process manual payments and refinancing requests within internal deadlines.
• Coordinate with Life Cycle team and Loan IQ for corrections.
• Ensure data quality and timely indicators.
• Promote client satisfaction and act as the main contact for internal stakeholders.

Skills

Back-office banking

Payments knowledge

Cash management

Basic accounting

Rigour

Autonomy

Analytical skills

English fluency

Education

Finance degree

Related field degree

Loan IQ experience (nice to have)

Tools

Loan IQ

Job description

Responsibilities

The SER department is organized into two units: Life Cycle and Post Servicing Management. As a Structured Finance Back Office Servicing Analyst you will manage a portfolio of deals (Loans and/or Guarantees), specializing in managing funding gaps and cashbreaks, monitoring payment delays, and processing manual payments and manual refinancing requests.

• Managing funding gaps and cashbreaks: analyze discrepancies, identifying their root cause, commenting them, and monitoring until full resolution
• Performing corrections or, when the modification must be made in Loan IQ, requesting the correction to the Life Cycle officer in charge of the deal
• Monitoring outgoing and incoming payments related to operations processed by Life Cycle team and intervening to unblock any blocked payments
• Entering and validating manual payment requests within internal deadlines and cut offs, systematically challenging the necessity of manual processing and identifying the root cause
• Entering manual refinancing requests within internal deadlines and cut offs, systematically challenging the necessity of manual processing and identifying the root cause
• Identifying late payments and following up with counterparties when necessary
• Detecting unpaid items and instruct Life Cycle team to record them in Loan IQ
• Classifying communications and legal documents
• Taking charge of new deals after transfer from upstream team
• Ensuring daily data quality and completeness of indicators
• Promoting client satisfaction and acting as the primary point of contact for internal stakeholders

Responsibilities

Your future scope of responsibility will cover:

• Managing funding gaps and cashbreaks: analyze discrepancies, identifying their root cause, commenting them, and monitoring until full resolution
• Performing corrections or, when the modification must be made in Loan IQ, requesting the correction to the Life Cycle officer in charge of the deal
• Monitoring outgoing and incoming payments related to operations processed by Life Cycle team and intervening to unblock any blocked payments
• Entering and validating manual payment requests within internal deadlines and cut offs, systematically challenging the necessity of manual processing and identifying the root cause
• Entering manual refinancing requests within internal deadlines and cut offs, systematically challenging the necessity of manual processing and identifying the root cause
• Identifying late payments and following up with counterparties when necessary
• Detecting unpaid items and instruct Life Cycle team to record them in Loan IQ
• Classifying communications and legal documents
• Taking charge of new deals after transfer from upstream team
• Ensuring daily data quality and completeness of indicators
• Promoting client satisfaction and acting as the primary point of contact for internal stakeholders

Profile required

You will be best suited for this role if:

• You have worked in back-office of a bank
• You have a solid understanding of payments, cash management, and basic accounting principles
• You demonstrate high levels of rigor, autonomy, and the analytical skills required to investigate complex financial discrepancies
• You are fluent in written and spoken English, as you will communicate daily with international stakeholders
• You have a degree in Finance or a related field (nice to have)
• You have prior exposure to Structured Finance products or experience using Loan IQ (very nice to have)

Why join us

Your future with Societe Generale will include:

• Work in a pleasant atmosphere as part of an international team in a brand-new office in the center of Warsaw, designed with facilities for people with disabilities
• An active role in an international structure and the opportunity for growth
• Access to educational platforms and language courses
• Stability
• Competitive salary based on seniority and skills
• Support in quick adaptation in the company
• Extraordinary health package with extensive dental care
• Hybrid work (2 or 3 days per week) and one-time bonus for home office equipment
• Even more benefits such as meal allowance, holiday fund, sports card and insurance
• Please be informed that we will be accepting only resumes in English

Business insight

At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.

Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.

If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!

Still hesitating?

You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.

Diversity and Inclusion

We are an equal opportunities employer and we are proud to make diversity a strength for our company.

Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.

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