Senior Payments Systems Analyst - Authorization & Gateway

Capco; Warszawa; On-site; PLN 180,000 - 260,000; Full time

Job summary

Capco, a global technology and management consultancy, seeks a System Analyst with extensive payments domain experience in Warsaw. You will gather and analyze business and system requirements for Authorization Host and SWITCH platforms, document flows, and design transaction routing and settlement processes.

This role involves collaborating with business, IT, operations, security teams and external vendors, ensuring payment security standards and supporting testing and production rollout.

Qualifications

• At least 5 years as a System Analyst, Business-System Analyst or Solution Analyst in banking/payments/fintech.
• Strong understanding of authorization processing and acquiring transaction flows.
• Experience with Authorization Host and SWITCH platforms.
• Knowledge of POS handling, terminal management and device integrations.
• Experience with Payment Gateway and PSP integrations.
• Insight into e-commerce payment processing and 3-D Secure.

Responsibilities

• Gather and analyze business and system requirements for Authorization Host and SWITCH platforms.
• Prepare system analysis documentation, transaction flow diagrams and interface specifications.
• Design and document authorization, capture, routing and settlement transaction flows.
• Analyze transaction routing, stand-in processing, timeout and fallback scenarios.
• Support POS terminal handling, device integrations and terminal management processes.
• Analyze Payment Gateway and PSP integrations.
• Support e-commerce payment flows, including card-not-present transactions and 3-D Secure authentication.
• Prepare ISO8583 and ISO20022 message mappings.
• Analyze Host-to-Host integrations and communication models.
• Support initiatives related to Visa, Mastercard, Amex and BLIK.
• Define payment security requirements, including HSM, cryptographic keys and PCI PIN.
• Prepare test scenarios and support integration testing, UAT and production rollout.
• Collaborate with business, IT, Operations, Security teams and external vendors.

Skills

Authorization processing

POS handling

Payment gateway integrations

3-D Secure

Host-to-Host integrations

Stakeholder management

Fluent English

Polish language

Tools

ISO8583

ISO20022

PCI PIN

Job description

Capco, a global technology and management consultancy, seeks a System Analyst with extensive payments domain experience in Warsaw. You will gather and analyze business and system requirements for Authorization Host and SWITCH platforms, document flows, and design transaction routing and settlement processes.

This role involves collaborating with business, IT, operations, security teams and external vendors, ensuring payment security standards and supporting testing and production rollout.