Global Credit Risk Analyst - Underwrite & Guide Merchants

Worldline; Warszawa; On-site; PLN 170,000 - 250,000; Full time

Benefits offered by this job

Private medical & life insurance

Public transportation allowance

Annual bonus

Job summary

Worldline is seeking a seasoned Credit Risk Analyst to join our global team. You will conduct in-depth financial analyses, underwrite merchants, and monitor risk across diverse sectors within a FinTech environment.

The role requires strong communication with senior stakeholders, a deep understanding of financial statements, and the ability to influence risk decisions. Join us to help shape secure growth in a fast-paced payments landscape.

Qualifications

• 4+ years of experience in financial analysis with corporate risk assessments.
• Strong knowledge of financial statements, cash flow analysis and accounting principles.
• Fluent in English; strong communication and stakeholder management.
• Master’s degree would be a plus; payments/FinTech knowledge is beneficial.

Responsibilities

• Perform in-depth financial analysis (P&L, BS, CF) and underwriting merchant credit.
• Present credit proposals to risk committees.
• Conduct annual/periodic credit reviews and adjust risk class/limits.
• Collaborate with business development on onboarding and support the onboarding process.
• Communicate with merchants at CFO or treasurer level.
• Review legal documents for policy compliance and amendments.
• Credit risk signing authority based on experience.
• Coach, develop and guide team members.

Skills

Financial analysis

Underwriting

Credit risk

Education

Master’s degree in finance/accounting/business economics

Job description

Worldline is seeking a seasoned Credit Risk Analyst to join our global team. You will conduct in-depth financial analyses, underwrite merchants, and monitor risk across diverse sectors within a FinTech environment.

The role requires strong communication with senior stakeholders, a deep understanding of financial statements, and the ability to influence risk decisions. Join us to help shape secure growth in a fast-paced payments landscape.