Credit Risk Analyst: SME Lending & AML Expert

MADIFF; Warszawa; On-site; PLN 110,000 - 165,000; Full time

Benefits offered by this job

Comprehensive healthcare

Multinational environment

Long-term B2B contract

Job summary

MADIFF in Warszawa, Poland, is seeking a Credit Risk Analyst to support SME credit risk assessment in a regulated financial services environment. The role combines financial analysis with CDD, AML/KYC controls, customer verification and ongoing risk monitoring.

You will verify SME credit applications, perform due diligence, review credit bureau reports and analyze financial statements to advise on risk mitigation.

Qualifications

• Commercial experience in Credit Risk, Credit Analysis, Lending or related financial area
• Experience with Customer Due Diligence (CDD)
• Understanding of AML compliance
• Experience analysing customer financial information and documentation
• Strong quantitative and qualitative analytical skills
• Ability to assess customer and credit risk
• Good communication and negotiation skills
• Good English
• Degree in Economics, Finance, Business Administration or related area

Responsibilities

• Verify SME customer credit applications
• Perform Customer Due Diligence as part of credit risk assessment
• Support AML compliance requirements
• Analyse financial statements and customer documentation
• Review credit bureau reports and bank references
• Analyse publicly available customer and company information
• Calculate credit and risk exposure
• Identify potential credit, fraud and compliance risks
• Cooperate with customers, banks and financial institutions
• Work with internal teams on fraud and abuse prevention
• Monitor and verify customer transactions
• Analyse customer loan portfolio quality
• Recommend corrective actions where risk deterioration is identified
• Maintain accurate documentation supporting credit decisions

Skills

Analytical skills

Communication skills

Attention to detail

Negotiation skills

English proficiency

Education

Degree in Economics, Finance, Business Administration or related

Job description

MADIFF in Warszawa, Poland, is seeking a Credit Risk Analyst to support SME credit risk assessment in a regulated financial services environment. The role combines financial analysis with CDD, AML/KYC controls, customer verification and ongoing risk monitoring.

You will verify SME credit applications, perform due diligence, review credit bureau reports and analyze financial statements to advise on risk mitigation.