Credit Risk Analyst

MADIFF; Poland; On-site; PLN 70,000 - 110,000; Full time

Benefits offered by this job

Competitive salary

Multinational environment

Healthcare benefits

Long-term B2B contract

Job summary

MADIFF is seeking a Credit Risk Analyst to join our team responsible for assessing SME credit applications and supporting lending decisions. You will analyse financial documentation, evaluate credit risk and client creditworthiness, and collaborate with banks, financial institutions and internal teams.

The role requires a degree in Economics or Finance, experience in credit risk or financial analysis, strong analytical and numerical skills, good English, and solid communication with stakeholders

Qualifications

• Degree in Economics, Finance, Banking or similar.
• Commercial experience within Credit Risk, Lending or Financial Analysis.
• Strong analytical and numerical skills.
• Experience analysing financial statements.
• Good English.
• Strong communication and stakeholder management skills.
• Ability to work in a structured corporate environment.

Responsibilities

• Review and verify SME credit applications
• Analyse financial statements, reports and credit bureau information
• Assess credit exposure and lending risk
• Cooperate with banks, financial institutions and business partners
• Monitor client transactions and support fraud prevention activities
• Analyse loan portfolio quality and recommend corrective actions
• Work closely with internal risk and business teams
• Ensure compliance with internal credit policies and procedures

Skills

Analytical skills

Numerical skills

Good English

Stakeholder management

Communication

Education

Economics/Finance/Banking degree

Job description

Overview

We are looking for a Credit Risk Analyst to join a team responsible for assessing SME credit applications and supporting lending decisions. The role focuses on analysing financial documentation, evaluating credit risk and client creditworthiness, and working closely with banks, financial institutions, and internal stakeholders to ensure sound lending decisions and compliance with risk standards.

Responsibilities

• Review and verify SME credit applications
• Analyse financial statements, reports and credit bureau information
• Assess credit exposure and lending risk
• Cooperate with banks, financial institutions and business partners
• Monitor client transactions and support fraud prevention activities
• Analyse loan portfolio quality and recommend corrective actions
• Work closely with internal risk and business teams
• Ensure compliance with internal credit policies and procedures

Requirements

• Degree in Economics, Finance, Banking or similar
• Commercial experience within Credit Risk, Lending or Financial Analysis
• Strong analytical and numerical skills
• Experience analysing financial statements
• Good English
• Strong communication and stakeholder management skills
• Ability to work in a structured corporate environment

Nice to have

• Experience within commercial banking
• Experience with SME lending
• Knowledge of credit bureau reports
• Experience in financial institutions
• Experience supporting lending or credit approval processes

Benefits

• Solid, competitive salary
• Work in a multinational environment on international projects
• Comprehensive healthcare
• Long-term B2B contract with a stable project pipeline