Credit Risk Analyst

MADIFF

Warszawa

On-site

PLN 110,000 - 165,000

Full time

14 days+

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Benefits offered by this job

Comprehensive healthcare

Multinational environment

Long-term B2B contract

Job summary

MADIFF in Warszawa, Poland, is seeking a Credit Risk Analyst to support SME credit risk assessment in a regulated financial services environment. The role combines financial analysis with CDD, AML/KYC controls, customer verification and ongoing risk monitoring.

You will verify SME credit applications, perform due diligence, review credit bureau reports and analyze financial statements to advise on risk mitigation.

Qualifications

Commercial experience in Credit Risk, Credit Analysis, Lending or related financial area
Experience with Customer Due Diligence (CDD)
Understanding of AML compliance
Experience analysing customer financial information and documentation
Strong quantitative and qualitative analytical skills
Ability to assess customer and credit risk
Good communication and negotiation skills
Good English
Degree in Economics, Finance, Business Administration or related area

Responsibilities

Verify SME customer credit applications
Perform Customer Due Diligence as part of credit risk assessment
Support AML compliance requirements
Analyse financial statements and customer documentation
Review credit bureau reports and bank references
Analyse publicly available customer and company information
Calculate credit and risk exposure
Identify potential credit, fraud and compliance risks
Cooperate with customers, banks and financial institutions
Work with internal teams on fraud and abuse prevention
Monitor and verify customer transactions
Analyse customer loan portfolio quality
Recommend corrective actions where risk deterioration is identified
Maintain accurate documentation supporting credit decisions

Skills

Analytical skills

Communication skills

Attention to detail

Negotiation skills

English proficiency

Education

Degree in Economics, Finance, Business Administration or related

Job description

Job Description

We are looking for a Credit Risk Analyst to support SME credit risk assessment within a regulated financial services environment. The role combines financial analysis and credit exposure assessment with Customer Due Diligence (CDD), AML/KYC controls, customer verification and ongoing risk monitoring. Strong candidates should bring practical credit or lending experience together with hands‑on exposure to CDD and AML processes.

Responsibilities

Verify SME customer credit applications
Perform Customer Due Diligence as part of credit risk assessment
Support AML compliance requirements
Analyse financial statements and customer documentation
Review credit bureau reports and bank references
Analyse publicly available customer and company information
Calculate credit and risk exposure
Identify potential credit, fraud and compliance risks
Cooperate with customers, banks and financial institutions
Work with internal teams on fraud and abuse prevention
Monitor and verify customer transactions
Analyse customer loan portfolio quality
Recommend corrective actions where risk deterioration is identified
Maintain accurate documentation supporting credit decisions

Requirements

Commercial experience in Credit Risk, Credit Analysis, Lending or a related financial area
Experience with Customer Due Diligence
Understanding of AML compliance
Experience analysing customer financial information and documentation
Strong quantitative and qualitative analytical skills
Ability to assess customer and credit risk
Strong attention to detail
Good communication and negotiation skills
Good English
Degree in Economics, Finance, Business Administration or a related area