Credit Analyst Specialist

Infosys Poland; Łódź; Hybrid; PLN 78,000 - 112,000; Full time

Benefits offered by this job

Private medical care

Group insurance

Hybrid work model

Training platform access

Bonuses from Social Fund

IT equipment provided

Multisport reimbursement

Job summary

Infosys Poland in Łódź seeks a Credit Control Analyst to manage debt collection, assess credit risk, and approve credit limits. You will work closely with Sales and Management to resolve issues, ensure compliance, and meet order release and shipping cut-off dates.

The role requires 2+ years of business experience, strong analytical skills, and proficiency in MS Office and SQL for data analysis. It is a hybrid position with IT equipment provided and a focus on internal controls.

Qualifications

• 2+ years of business experience, required.
• Strong proficiency in MS Office, BMC Remedy, reporting required.
• SAP4H mentioned.
• Analytical skills with SQL to mine data.

Responsibilities

• Strong knowledge of debt collection laws and regulations.
• Excellent communication and negotiation skills.
• Proficient in financial analysis and risk assessment.
• Attention to detail and strong organizational skills.
• Review and approve customer credit limits and assess ongoing credit risk exposure.
• Analyze customer credit worthiness.
• Negotiate alternative securities to cover credit risk of AR.
• Negotiate credit limits with credit insurance to cover credit risk of AR.
• Decide to release orders based on credit risks, balances, and credit safe.
• Control and monitor credit risks and bad debt exposure.
• Submit claims to credit insurance or activate alternatives.
• Daily credit control activities for timely actions.
• Collaborate with Sales and Management to resolve issues and meet deadlines.
• HQ and local reporting.
• Ensure compliance with accounting principles and internal controls.

Skills

Debt collection

Negotiation

Financial analysis

Communication

Problem solving

Time management

SQL

Excel

MS Office

Organizational skills

Tools

BMC Remedy

SAP4H

Remedy

Job description

• Ability to handle difficult and sensitive situations professionally
• Problem-solving and decision-making abilities
• Ability to meet targets and work under pressure
• Project management, planning, organizing, and time management skills required
• Strong proficiency in MS Office, BMC Remedy, trending, and reporting required
• SAP4H
• Proven analytical skills with a curiosity to dive into data leveraging various reporting tools, Excel, and /or ability to write SQL to mine our incident and problem data
• Clear and effective written and verbal communication, influencing, and strong interpersonal skills
• 2+ years of business experience, required

Your key activities:

• Strong knowledge of debt collection laws and regulations
• Excellent communication and negotiation skills
• Proficient in financial analysis and risk assessment
• Attention to detail and strong organizational skills
• Review and approve customer credit limits and assess ongoing credit risk exposure
• Analyze customer credit worthiness
• Negotiate alternative securities (bank guarantees, LC’s…) with customers, to cover the credit risk of AR
• Negotiate credit limits with credit insurance, to cover the credit risk of AR
• Decision to release orders based on credit risks, outstanding balances, credit safe
• Control and monitoring credit risks, and bad debt exposure in line with company policies and accounting standards
• Submit claims to credit insurance or activate alternative securities
• Daily credit control activities to ensure accurate and timely activities
• Work closely with Sales Department and Management to resolve credit issues and meet order release and shipping cut-off deadlines
• HQ and local reporting
• Ensure compliance with accounting principles, service levels, and internal control

You can expect from us:

• Performance bonus twice a year
• Employee referral program bonus
• Opportunity for professional growth through internal movement (horizontal or vertical) and internal trainings online/onsite
• Access to training platform (self-learning), domain/soft/technical skills training
• Possibility to use English language on a daily basis
• Private medical care at Medicover (with possible extension to family members)
• Reimbursement of Multisport card or points on MyBenefit platform
• Attractive group insurance
• Access to well-being platform, free meetings with a psychologist included
• Stable employment based on an employment contract
• No trial period
• IT equipment is provided by the Company
• Bonuses from the Social Fund
• Flexible starting hours
• Opportunity to participate in charity, sports and well-being events
• Hybrid mode (2 work days from the office per week)