Credit Analyst — SME Lending, Europe Expansion

TechTree; Kraków; On-site; PLN 80,000 - 110,000; Full time

Job summary

TechTree is recruiting for on behalf of one of our clients for a Credit Analyst role in Kraków, Poland. You will assess SME loan applications and help structure loans with sound risk management. You will review financial statements and credit reports to determine creditworthiness, and ensure lending structures align with policy.

This is an on-site role in Kraków. The ideal candidate has 2–3 years' experience as a Credit Analyst or junior underwriter, strong financial analysis and commercial

Qualifications

• 2–3 years' experience as a Credit Analyst, Junior Underwriter or similar.
• Strong financial analysis and commercial judgment.
• Fluency in Polish and English required.

Responsibilities

• Assess SME loan applications and make risk-based credit recommendations.
• Review financial statements and credit reports to determine creditworthiness.
• Help structure secured and unsecured loans within lending policy.

Skills

Credit analysis

Financial analysis

Commercial judgment

Polish language

English language

Job description

TechTree is recruiting for on behalf of one of our clients.

TechTree is an AI-driven recruitment platform working with high-growth companies.

Credit Analyst — assess SME loans as part of a growing European underwriting team. Kraków, Poland.

Our client is a fast-growing business lender expanding across Europe.

This role assesses SME loan applications and helps structure deals that balance customer needs with sound risk management.

What You’ll Do

• Assess SME loan applications and make risk-based credit recommendations
• Review financial statements and credit reports to determine creditworthiness
• Help structure secured and unsecured loans within lending policy

What We’re Looking For

• 2–3 years' experience as a Credit Analyst, Junior Underwriter or similar
• Strong financial analysis and commercial judgment
• Fluency in Polish and English required

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